Ways to Bank Money Potsdam NY

Most banks offer everything from financial investments, to certificates of deposit (CDs) and home mortgages. Banks tend to have higher fees and pay lower rates on their savings. Most banks also have minimum balance requirements on their accounts.

Local Companies

HSBC Bank
1.800.975.HSBC (4722)
Diagonal From Post Office 14 Elm St
Potsdam, NY
Community Bank
(315) 347-2141
111 CHURCH ST
HERMON, NY
Community Bank - Community Bank, National Association
Your local branch. (See site.)
45-49 Court Street
Canton, NY
Community Bank - Hermon Branch
Your local branch. (See site.)
111 Church Street
Hermon, NY
Community Bank - Potsdam - May Road Branch
Your local branch. (See site.)
Route 56 And May Road
Potsdam, NY
HSBC Bank
1.800.975.HSBC (4722)
Next To Peets Jewelers 16 Phillips St
Massena, NY
Community Bank
(518) 856-9360
1573 STATE ROUTE 458
ST. REGIS FALLS, NY
NBT Bank - Norfolk Branch
800-628-2265
53 West Main Street
Norfolk, NY
Community Bank - Canton - 80 Main St. Branch
Your local branch. (See site.)
80 Main Street
Canton, NY
Community Bank - Potsdam - Market St Branch
Your local branch. (See site.)
64-70 Market Street
Potsdam, NY
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This article is part of our 52 week journey through Bill’s latest book, “The Graduate’s Guide to Life and Money.” Each week, a full excerpt from his book will be presented from beginning to end. To get your copy of his book, visit www.TheGraduatesGuide.com.



This week we will discuss banks vs. credit unions.


Remember when you were just a kid and your piggy bank got full? Your parents told you it was time to open up a savings account. That way you could empty your piggy bank and start all over again. Years ago, banks gave out little booklets where they stamped your deposits and interest earned (called passbook savings accounts). In the years since, the banking industry has really matured. We now have more choices available to us than anyone could have imagined. Generally, you can do most of your “banking” at a bank, a savings & loans, or a credit union. A savings & loan is similar to a bank, but with fewer services. In general, I prefer credit unions. They tend to have lower fees, and they pay better rates on their savings accounts. Credit unions are also easier to deal with than banks.



Most banks offer everything from financial investments, to certificates of deposit (CDs) and home mortgages. Banks tend to have higher fees and pay lower rates on their savings. Most banks also have minimum balance requirements on their accounts. If your account drops below the minimum amount, you will be charged a fee. You may be

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