Ways to Bank Money Newburgh NY

Most banks offer everything from financial investments, to certificates of deposit (CDs) and home mortgages. Banks tend to have higher fees and pay lower rates on their savings. Most banks also have minimum balance requirements on their accounts.

Local Companies

Chase Bank
(845) 343-1119
440 Rte 211 E
Middletown, NY
Bank of America - North Plank Rd
800.432.1000
86 North Plank Rd
Newburgh, NY
TD Bank
845-225-8429
96 Gleneida Avenue
Carmel, NY
Citizens Bank - Middletown East
845-342-5601
253 Route 211 East
Middletown, NY
TD Bank
845-782-3641
515 Route 17M & Still Road
Monroe, NY
Chase Bank
(845) 255-0500
2 Plattekill Ave
New Paltz, NY
Chase Bank
(845) 562-9400
201 Auto Park Pl
Newburgh, NY
Wells Fargo - Carmel
845-225-1822
259 Route 52
Carmel, NY
TD Bank
845-229-2675
4240 Albany Post Road
Hyde Park, NY
Citizens Bank - Newburgh SS
845-566-4080
1429 Meadow Hill Rd./Rt. 300 Rt. 87
Newburgh, NY

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This article is part of our 52 week journey through Bill’s latest book, “The Graduate’s Guide to Life and Money.” Each week, a full excerpt from his book will be presented from beginning to end. To get your copy of his book, visit www.TheGraduatesGuide.com.



This week we will discuss banks vs. credit unions.


Remember when you were just a kid and your piggy bank got full? Your parents told you it was time to open up a savings account. That way you could empty your piggy bank and start all over again. Years ago, banks gave out little booklets where they stamped your deposits and interest earned (called passbook savings accounts). In the years since, the banking industry has really matured. We now have more choices available to us than anyone could have imagined. Generally, you can do most of your “banking” at a bank, a savings & loans, or a credit union. A savings & loan is similar to a bank, but with fewer services. In general, I prefer credit unions. They tend to have lower fees, and they pay better rates on their savings accounts. Credit unions are also easier to deal with than banks.



Most banks offer everything from financial investments, to certificates of deposit (CDs) and home mortgages. Banks tend to have higher fees and pay lower rates on their savings. Most banks also have minimum balance requirements on their accounts. If your account drops below the minimum amount, you will be charged a fee. You may be

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