Ways to Bank Money Garden City NY

Most banks offer everything from financial investments, to certificates of deposit (CDs) and home mortgages. Banks tend to have higher fees and pay lower rates on their savings. Most banks also have minimum balance requirements on their accounts.

Local Companies

Chase Bank
(516) 937-2360
404 Woodbury Rd
Plainview, NY
Capital One
718-465-1100
204-12 Hillside Ave
Hollis, NY
Capital One
718-548-3252
5977 Riverdale Ave
Bronx, NY
Wells Fargo - Broadway & 56Th
212-424-2660
1755 Broadway
New York, NY
Jeffrey Lewis, CFP, ChFC
7 White Deer Court
Huntington, NY
Chase Bank
(516) 489-3920
136 Fulton St
Hempstead, NY
Chase Bank
(718) 793-8202
104-17 Queens Blvd
Forest Hills, NY
Capital One
718-672-7500
89-01 Queens Blvd
Elmhurst, NY
TD Bank
(212) 280-0756
300 W 125th Street
New York City, NY
Bank of America - South Huntington
800.432.1000
101 Walt Whitman Rd
Huntington Station, NY
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This article is part of our 52 week journey through Bill’s latest book, “The Graduate’s Guide to Life and Money.” Each week, a full excerpt from his book will be presented from beginning to end. To get your copy of his book, visit www.TheGraduatesGuide.com.



This week we will discuss banks vs. credit unions.


Remember when you were just a kid and your piggy bank got full? Your parents told you it was time to open up a savings account. That way you could empty your piggy bank and start all over again. Years ago, banks gave out little booklets where they stamped your deposits and interest earned (called passbook savings accounts). In the years since, the banking industry has really matured. We now have more choices available to us than anyone could have imagined. Generally, you can do most of your “banking” at a bank, a savings & loans, or a credit union. A savings & loan is similar to a bank, but with fewer services. In general, I prefer credit unions. They tend to have lower fees, and they pay better rates on their savings accounts. Credit unions are also easier to deal with than banks.



Most banks offer everything from financial investments, to certificates of deposit (CDs) and home mortgages. Banks tend to have higher fees and pay lower rates on their savings. Most banks also have minimum balance requirements on their accounts. If your account drops below the minimum amount, you will be charged a fee. You may be

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