Ways to Bank Money East Elmhurst NY

Most banks offer everything from financial investments, to certificates of deposit (CDs) and home mortgages. Banks tend to have higher fees and pay lower rates on their savings. Most banks also have minimum balance requirements on their accounts.

Local Companies

Capital One
516-922-8312
68 West Main Street
Oyster Bay, NY
Capital One
516-872-6800
356 North Central Avenue
Valley Stream, NY
Capital One
718-346-3801
5102 Church Ave
Brooklyn, NY
TD Bank
(718) 269-6000
31-90 Steinway Street
Astoria, NY
Wells Fargo - Getty Square
914-963-8700
12 S Broadway
Yonkers, NY
Chase Bank
(516) 775-0937
110 Covert Ave
Stewart Manor, NY
Capital One
718-634-0800
116-01 Rockaway Beach Blvd
Rockaway Park, NY
Capital One
516-333-1700
341 Post Ave
Westbury, NY
TD Bank
(516) 889-1119
550 Long Beach Boulevard
Long Beach, NY
Bank of America - 1502 Kings Highway
718.998.0401
1502 Kings Highway
Brooklyn, NY

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This article is part of our 52 week journey through Bill’s latest book, “The Graduate’s Guide to Life and Money.” Each week, a full excerpt from his book will be presented from beginning to end. To get your copy of his book, visit www.TheGraduatesGuide.com.



This week we will discuss banks vs. credit unions.


Remember when you were just a kid and your piggy bank got full? Your parents told you it was time to open up a savings account. That way you could empty your piggy bank and start all over again. Years ago, banks gave out little booklets where they stamped your deposits and interest earned (called passbook savings accounts). In the years since, the banking industry has really matured. We now have more choices available to us than anyone could have imagined. Generally, you can do most of your “banking” at a bank, a savings & loans, or a credit union. A savings & loan is similar to a bank, but with fewer services. In general, I prefer credit unions. They tend to have lower fees, and they pay better rates on their savings accounts. Credit unions are also easier to deal with than banks.



Most banks offer everything from financial investments, to certificates of deposit (CDs) and home mortgages. Banks tend to have higher fees and pay lower rates on their savings. Most banks also have minimum balance requirements on their accounts. If your account drops below the minimum amount, you will be charged a fee. You may be

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