Ways to Bank Money Cambria Heights NY

Most banks offer everything from financial investments, to certificates of deposit (CDs) and home mortgages. Banks tend to have higher fees and pay lower rates on their savings. Most banks also have minimum balance requirements on their accounts.

Local Companies

Chase Bank
(212) 690-5310
3515 Broadway
New York, NY
Chase Bank
(212) 876-3907
160 E 125th St
New York, NY
Capital One
212-980-3840
502 Park Avenue
New York, NY
TD Bank
(516) 937-9501
225 N Broadway
Hicksville, NY
Bank of America - Freeport
800.432.1000
189 W. Merrick Rd
Freeport, NY
HSBC Bank
1.800.975.HSBC (4722)
Lake Success Shopping Ctr 1572 Union Tpke
New Hyde Park, NY
Chase Bank
(201) 332-3075
56 Christopher Columbus Dr
Jersey City, NJ
Capital One
718-625-4234
420 Court Street
Brooklyn, NY
TD Bank
(212) 580-6092
535 Columbus Avenue
New York City, NY
Wells Fargo - Madison & 34Th
212-213-0936
180 Madison Ave
New York, NY

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This article is part of our 52 week journey through Bill’s latest book, “The Graduate’s Guide to Life and Money.” Each week, a full excerpt from his book will be presented from beginning to end. To get your copy of his book, visit www.TheGraduatesGuide.com.



This week we will discuss banks vs. credit unions.


Remember when you were just a kid and your piggy bank got full? Your parents told you it was time to open up a savings account. That way you could empty your piggy bank and start all over again. Years ago, banks gave out little booklets where they stamped your deposits and interest earned (called passbook savings accounts). In the years since, the banking industry has really matured. We now have more choices available to us than anyone could have imagined. Generally, you can do most of your “banking” at a bank, a savings & loans, or a credit union. A savings & loan is similar to a bank, but with fewer services. In general, I prefer credit unions. They tend to have lower fees, and they pay better rates on their savings accounts. Credit unions are also easier to deal with than banks.



Most banks offer everything from financial investments, to certificates of deposit (CDs) and home mortgages. Banks tend to have higher fees and pay lower rates on their savings. Most banks also have minimum balance requirements on their accounts. If your account drops below the minimum amount, you will be charged a fee. You may be

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