Real Estate New York

This website provides information on the different fields and levels of real estate as well as the different terms used in the real estate business. Both residential and commercial real estate topics are covered.

Safeguarding Against Foreclosure New York

A budget creates a structure that prioritizes your monthly income so that you spend your money on what is most important. It protects you from frittering away your cash on whims and ending up short on the items that are critical, like your monthly mortgage payment.

Advantages and Disadvantages of Refinancing New York

Refinancing your mortgage is when you get a new mortgage loan out and use the money from the new loan to pay off your old mortgage loan. In some cases refinancing home loan options are a good idea, and in some cases, refinancing your home loan is not such a good idea. Sometimes, refinancing your mortgage may cost you more money in the long run.

Home Selling Advice New York

For many people, working with a real estate agent is the most prudent decision. Enlisting the help of a seller’s agent takes the bulk of the work off your shoulders and helps ensure that all the necessary steps are taken.

Problem Remortgage New York

When applying for any problem remortgage borrowers must be careful in reading over any loan documents as come predatory lenders will hide in the agreement the fact that the interest rate or the monthly payment will skyrocket after a set period of time.

How to Create a Mortgage Calculator With Microsoft Excel New York

An article describing how to create an Excel spreadsheet that calculates the monthly payment needed to pay off the loan and the total cost of the loan, assuming a constant yearly rate. The spreadsheet displays a table showing how much of the monthly payment is applied to interest and to principle. The workbook is also flexible enough to show how the loan and subsequent payments are affected if any extra money is put against the principle.

How to Find Motivated Sellers when Looking to Buy Real Estate New York

One of the most frequently asked questions by New Real Estate Investors is, "How Do I Find Motivated Sellers?" Here Are the Top 10 Ways That Work The Best! Do not pick and choose which one or two to do. Do them all consistently and you will have more business than you'll know what to do with!

How To Select A Commercial Real Estate Company New York

Commercial real estate is considered as one of the hot buys for people who are looking for mediums of investment. The recent economic downturn that affected the real estate industry in 2007 is a reminder of how things can go sour for investors who are not prepared. Still, there are always promising rewards when one bets smartly on real estate companies. It all starts with knowing the basics in choosing your real estate company.

How to Compare Mortgage Programs New York

To compare mortgage programs you need to look at the APR. What is an Annual Percentage Rate (APR)? The annual percentage rate (APR) is an interest rate that is different from the note rate. It is commonly used to compare loan programs from different lenders. The Federal Truth in Lending law requires mortgage companies to disclose the APR when they advertise a rate.

Flexible Mortgage For Self Employed New York

There are many kinds of flexible mortgages that you can choose from, but you may not know which one is right for you. Here are a few things to consider and maybe a tip or two.

Real Estate Investing New York

Real estate investing is the involvement of management, purchase, rental, sale, or ownership of a real estate that can be used as profit. Real estate development is the improvement of a specific realty property as part of the strategy in the investment of real estate.