Real Estate New York

This website provides information on the different fields and levels of real estate as well as the different terms used in the real estate business. Both residential and commercial real estate topics are covered.

How to Save Energy (and Money) when Renting an Apartment New York

Whether your apartment is considered all-inclusive or if you have to cover some of the utilities yourself, it?s everybody?s responsibility to reduce the amount of energy they use, regardless of whether the costs are coming out of your own pocket. Reducing your apartment hydro bills will not only save you (or your landlord) some money, you?ll also be doing your part to help save the environment, which is just as important. If you?re looking to cut back on your energy consumption, all you need to do is follow these handy everyday apartment rental energy-saving tips.

How to Lock in a Mortgage Rate New York

OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.

How to Get Rich by Buying and Flipping Real Estate New York

Let's face it; there are so many get-rich-quick schemes out there that it makes your head spin. This is a practical way to achieve millionaire status and stay rich forever--the same way that countless others have gotten rich. The time frame will probably take at least 36 months. But it could be shorter if you have the time and dedication to work this plan full time.

How to Buy a House New York

Many people dream of home ownership but it mandates homework, legwork and considerable effort on your part to ensure that the process goes as smoothly as possible, and you don't bite off more than you can chew. Here's how to make your dream become a reality. This article assumes you will be using a lender.

How to Stop Secondhand Smoke Coming Into Your Apartment New York

Living in an apartment block, it can sometimes be a trial if you are plagued by the effects of secondhand smoke seeping into your home from another residence. The law may, or may not, be on your side and even where it is, the time needed to institute legal responses might result in secondhand smoke continuing to impinge on your quality of life for a long period of time. If you cannot move, there are some proactive steps that you can take to protect the quality of air that you breathe in your home.

Green Mortgages New York

Financing has often been the missing piece in green home sales. Nationally, Fannie Mae offers an energy-efficient mortgage, which allows a lender to use the estimated monthly utility savings to increase an applicant's buying power and qualify them for a higher-priced home in New York.

Pitfalls to Avoid When Selling New York

Pay careful attention to whoever you decide to sell your home. It is not advisable to hire someone that is emotionally attached to your for-sale home for it tends to become a hindrance to actually making a sale.

How to Move to a New Apartment New York

Moving can be a fun and exciting adventure. But it can also be lots of work--not to mention very stressful. Here are some suggestions that might make your transition a little easier.

How to Choose a Mortgage Broker New York

Buying a house can be a daunting task, and for a first time borrower you might not know all the ins and outs that are involved in taking out a home loan. A mortgage broker can help - they are the professionals that match your needs with a home loan from a selection of lenders. But it's important to choose the right broker - one who is knowledgeable, accredited, and covers a wide range of lenders.

Real Estate Investing New York

Real estate investing is the involvement of management, purchase, rental, sale, or ownership of a real estate that can be used as profit. Real estate development is the improvement of a specific realty property as part of the strategy in the investment of real estate.