Real Estate New York

This website provides information on the different fields and levels of real estate as well as the different terms used in the real estate business. Both residential and commercial real estate topics are covered.

Different Kinds of House Sellers New York

When it comes to preparing a home for presentation and sale, you'll find that nearly all sellers fit into one of five categories. Find out here in which category your home seller fits and how to make the sale a success.

Bad Credit Mortgage Refinancing New York

The average family or individual may at some point in their life struggle to overcome bad credit and develop a good credit score. If you are seeking to secure a bad credit loan or simply want more information on bad credit mortgages and mortgage refinancing options, you should first gain an understanding of bad credit, your credit history, and how it will affect your chances of obtaining bad credit loans and taking advantage of useful mortgage refinancing options.

Mortgage Insurance New York

Mortgage insurance, also called PMI, is the insurance homeowners pay when they do not have an adequate down payment for their homes. This insurance affords some protection for the lender and goes away as the mortgagee pays down some of the loan.

How to Follow the Mortgage Accelerator Plus Program New York

We were taught to pay our mortgage payment entirely the wrong way. Using mortgage acceleration strategies, you can save thousands of dollars in interest and payoff your mortgage in 1/3rd the time using the money you already make and not changing your lifestyle.

Hidden Costs of Foreclosures New York

Consider why your home has value: It has a given location, size and condition. To get a home just like your house buyers will have to pay a certain amount of money.

Adjustable Rate Mortgage New York

Adjustable rate mortgages (also known as ARMs) are one of the most common types of mortgages for homeowners. Adjustable rate mortgages have an adjusting interest rate that is tied to an established index. Your monthly payments will actually vary based upon several factors that are actually beyond your control. The decision between an adjustable rate mortgage and a fixed rate mortgage is a very important one depending upon your financial circumstances. The decision, like any major life decision, requires careful thought and consideration.

Green Mortgages New York

Financing has often been the missing piece in green home sales. Nationally, Fannie Mae offers an energy-efficient mortgage, which allows a lender to use the estimated monthly utility savings to increase an applicant's buying power and qualify them for a higher-priced home in New York.

Purchasing Foreclosed Property New York

The right approach includes viewing the purchase of a pre-foreclosure property as a win-win situation for you and the homeowner in default. Before making any attempt to contact distressed homeowners, spend some time considering how you would feel if the roles were reversed.

How to Choose an Apartment Complex New York

Living in an apartment complex can have several benefits over other alternatives, such as renting a home, a section of someone else's home, or an apartment in a multi-family home. However, if you don't choose a complex wisely, you could forgo any benefits and end up trapped in an undesirable situation.

How to Sublease Your Apartment in the US New York

Subletting your apartment - particularly in a major city - is quite easy. In most big and medium size cities in the U.S., you can start by posting an ad on the Internet addition of local newspapers, or put an ad into the paper itself.