Pregnancy and Health Insurance Utica NY

In this age of women’s liberalisation it is very astounding to hear that every year more than 13% of pregnant women are not covered by health insurance policies according to the Pregnancy Association of America. These women apparently did not have a health insurance in place in Utica before they got pregnant and after pregnancy they were unable to secure one from several companies as they are high risk customers.

Local Companies

State Farm Insurance
(315) 736-6400
4794 Commercial Dr
Utica, NY
State Farm Insurance Co
(315) 797-7763
430 Trenton Ave
Utica, NY
Fear Insurance Agency
(315) 735-7283
334 Genesee St
Utica, NY
Metlife
(315) 734-3620
116 Business Park Dr
Utica, NY
David Holmes Agency Inc
(315) 793-3379
712 Mohawk St
Utica, NY
King Rehabilitation Associates
(315) 829-5464
4405 Peterboro St
Vernon, NY
State Farm Insurance
(315) 735-4494
2023 Sunset Ave
Utica, NY
Boden Frank
(315) 793-0070
2643 Genesee St
Utica, NY
Grillo Dick
(315) 793-0070
2643 Genesee St
Utica, NY
Excellus Blue Cross Blue Shield
(315) 798-4200
12 Rhoads Dr
Utica, NY

Provided By:

Author: Alien

In this age of women’s liberalisation it is very astounding to hear that every year more than 13% of pregnant women are not covered by health insurance policies according to the Pregnancy Association of America. These women apparently did not have a health insurance in place before they got pregnant and after pregnancy they were unable to secure one from several companies as they are high risk customers. Due to this lack of medical coverage many of these women have inadequate pre- natal medical care or are forced to bear the entire cost of the pregnancy out their own pocket.

The reason behind not being able to get a health insurance after getting pregnant is that pregnancy along with diseases like cancer are considered to be a pre- existing medical condition or disease. By this definition anyone who has one of these pre- existing medical conditions is considered to be a high risk customer by insurance companies. By high risk they mean somebody who would not be able to secure a profitable name or income for the insurance company. They will require a lot more assistance and help with all the expenses of their various and numerous medical facilities.

The law supports the insurance companies and agrees to let them deny health insurance to any such high risk customer. In America there are options available to such women who do not possess any medical coverage at all. There is the discount programme known as AmeriPlan which offers a discount from the expenses through its network of hospitals. It can even get you an almost fifty percent discount in your pregnancy bills. Because it’s not an insurance company women can apply despite being already pregnant. Another such organisation is the reputed Medicaid; the only problem here is that it is necessary for you to fit into its income bracket.

If you do fit in somewhere in their specified bracket then they agree to help you with your pregnancy medical costs and expenditures, even if you are already pregnant when you decide apply for the coverage. The last but definitely not the least, is the extremely helpful company is the WIC also known as Women, Infants and Children which is an excellent and very popular government sponsored organisation which caters to the needs of not only pregnant and uninsured women but also to other women and their infants and children below five.

About the Author:

Get instant insurance rates from multiple carriers online. Free comparison for cheap auto, low cost health insurance , affordable home insurance quotes . We are dedicated to helping consumers find the most affordable and competitive home insurance on the web.

Article Source: http://www.articlesbase.com/insurance-articles/pregnancy-and-health-insurance-1042988.html

Related Article
- Health Insurance for the Unemployed Utica NY
When it comes to health insurance for the unemployed, affordability is particularly crucial. This is one of the reasons the Department of Health and Human Services has been emphasizing the importance of cutting costs from the healthcare system in general.