Paying With Plastic Woodside NY

Most credit card issuers offer a 25 day grace period in which to pay for new purchases without incurring finance charges if you pay your balance in full each month. Some issuers have shortened the grace period or eliminated it altogether even if you always pay your account in full.

Local Companies

Chase Bank
(516) 766-1632
3285 Long Beach Rd
Oceanside, NY
Capital One
718-359-3900
122-03 14Th Ave
College Point, NY
Capital One
718-891-6301
3090 Ocean Ave
Brooklyn, NY
Bank of America - Riverdale
718.548.2824
3508 Johnson Ave
Bronx, NY
TD Bank
973-478-0193
351 Midland Avenue
Garfield, NJ
HSBC Bank
1.800.975.HSBC (4722)
2681 Broadway
New York, NY
Chase Bank
(212) 255-8121
69 Fifth Ave
New York, NY
Capital One
201-587-2035
184 Essex St & Rt 17
Lodi, NJ
Chase Bank
(516) 334-6374
201 Post Ave
Westbury, NY
Bank of America - 1515 Broadway
800.432.1000
1515 Broadway
New York, NY

Provided by:

Pitfalls to Avoid When Shopping for Credit Cards

Individually, these may add up to only a few dollars each month, but collectively, they can add up to a substantial expense, especially over time or if you have numerous credit cards.

Most credit card issuers offer a 25 day grace period in which to pay for new purchases without incurring finance charges if you pay your balance in full each month. Some issuers have shortened the grace period or eliminated it altogether even if you always pay your account in full. You may be paying interest on most or all of your purchases.

Pay Monthly Credit Card Balance in Full

When you carry a balance from month to month, there is no grace period on new purchases with most cards. The grace period where no finance charges accrue only applies if you pay your balance in full each month.

Some card issuers charge two months of interest for the first month you fail to pay your balance in full. This occurs when you switch from paying in full to carrying a balance from month to month.

Most card issuers charge interest from the day a charge is posted to your account if you don't pay your account in full each month. Some, however, charge interest from the date of the purchase, often several days before they have paid the merchant on your behalf!

You may be paying $50 a year or more as an annual fee on your credit card. You may also be subject to finance charges of over 18 percent. Most credit card issuers will lower fees and/or interest rates for good customers in order to retain their business. It doesn't cost anything to ask!.


Click here to read the rest of the article at YoungMoney.com.

Related Articles
- Pay Day Loan Woodside NY
Are you having difficulties paying a bill on time? Perhaps your electric bill is going to be due in four days and you won' t get your pay cheque until two days after that! Well, there are a number of things you can do.
- Refinancing Home Mortgage Woodside NY
- Paying off Your Debt Woodside NY
- Credit Repair Self Help Woodside NY
- Paying for College During a Recession Woodside NY
- How to Get Out of Debt Woodside NY