Paying With Plastic Richmond Hill NY

Most credit card issuers offer a 25 day grace period in which to pay for new purchases without incurring finance charges if you pay your balance in full each month. Some issuers have shortened the grace period or eliminated it altogether even if you always pay your account in full.

Local Companies

HSBC Bank
1.800.975.HSBC (4722)
Kohl'S/Marshalls 3544 Long Beach Rd.
Oceanside, NY
Chase Bank
(718) 261-4472
71-04 Woodhaven Blvd
Glendale, NY
Capital One
201-420-2700
35 Journal Square
Jersey City, NJ
Capital One
718-287-4901
927 Flatbush Ave
Brooklyn, NY
Bank of America
800.432.1000
1275 Linden Blvd
Brooklyn, NY
HSBC Bank
1.800.975.HSBC (4722)
North. Pkwy 35S Lie 41S 366 North Broadway
Jericho, NY
Chase Bank
(212) 552-3819
1 Chase Manhattan Plz
New York, NY
Capital One
212-431-4100
116 Bowery
New York, NY
Capital One
201-420-2918
457 Westside Ave
Jersey City, NJ
Bank of America - 1580 Flatbush
718.338.3948
1580 Flatbush Avenue
Brooklyn, NY

Provided by:

Pitfalls to Avoid When Shopping for Credit Cards

Individually, these may add up to only a few dollars each month, but collectively, they can add up to a substantial expense, especially over time or if you have numerous credit cards.

Most credit card issuers offer a 25 day grace period in which to pay for new purchases without incurring finance charges if you pay your balance in full each month. Some issuers have shortened the grace period or eliminated it altogether even if you always pay your account in full. You may be paying interest on most or all of your purchases.

Pay Monthly Credit Card Balance in Full

When you carry a balance from month to month, there is no grace period on new purchases with most cards. The grace period where no finance charges accrue only applies if you pay your balance in full each month.

Some card issuers charge two months of interest for the first month you fail to pay your balance in full. This occurs when you switch from paying in full to carrying a balance from month to month.

Most card issuers charge interest from the day a charge is posted to your account if you don't pay your account in full each month. Some, however, charge interest from the date of the purchase, often several days before they have paid the merchant on your behalf!

You may be paying $50 a year or more as an annual fee on your credit card. You may also be subject to finance charges of over 18 percent. Most credit card issuers will lower fees and/or interest rates for good customers in order to retain their business. It doesn't cost anything to ask!.


Click here to read the rest of the article at YoungMoney.com.

Related Articles
- Pay Day Loan Richmond Hill NY
Are you having difficulties paying a bill on time? Perhaps your electric bill is going to be due in four days and you won' t get your pay cheque until two days after that! Well, there are a number of things you can do.
- Paying for College During a Recession Richmond Hill NY
- Paying off Your Debt Richmond Hill NY
- Refinancing Home Mortgage Richmond Hill NY
- Credit Repair Self Help Richmond Hill NY
- How to Get Out of Debt Richmond Hill NY