Paying With Plastic Plattsburgh NY

Most credit card issuers offer a 25 day grace period in which to pay for new purchases without incurring finance charges if you pay your balance in full each month. Some issuers have shortened the grace period or eliminated it altogether even if you always pay your account in full.

Local Companies

TD Bank
518-563-1700
714 State, Route 3
Plattsburgh, NY
TD Bank
518-834-7331
1744 Route 22
Keeseville, NY
TD Bank
802-527-8480
Highgate Plaza, 351 Swanton Road
St. Albans, VT
Citizens Bank - Colchester VT
802-860-1175
73 Prim Road Suite 7
Colchester, VT
Citizens Bank - Burlington VT
802-951-2479
148 College St
Burlington, VT
HSBC Bank
1.800.975.HSBC (4722)
Between Champlain Ctr N&S 468 Route 3
Plattsburgh, NY
TD Bank
518-643-2387
2990 Main Street
Peru, NY
TD Bank
518-846-7116
9679 Route 9
Chazy, NY
TD Bank
802-658-1010
111 Main Street
Burlington, VT
TD Bank
802-893-5000
175 Route 7 S
Montgomery, VT

Provided by:

Pitfalls to Avoid When Shopping for Credit Cards

Individually, these may add up to only a few dollars each month, but collectively, they can add up to a substantial expense, especially over time or if you have numerous credit cards.

Most credit card issuers offer a 25 day grace period in which to pay for new purchases without incurring finance charges if you pay your balance in full each month. Some issuers have shortened the grace period or eliminated it altogether even if you always pay your account in full. You may be paying interest on most or all of your purchases.

Pay Monthly Credit Card Balance in Full

When you carry a balance from month to month, there is no grace period on new purchases with most cards. The grace period where no finance charges accrue only applies if you pay your balance in full each month.

Some card issuers charge two months of interest for the first month you fail to pay your balance in full. This occurs when you switch from paying in full to carrying a balance from month to month.

Most card issuers charge interest from the day a charge is posted to your account if you don't pay your account in full each month. Some, however, charge interest from the date of the purchase, often several days before they have paid the merchant on your behalf!

You may be paying $50 a year or more as an annual fee on your credit card. You may also be subject to finance charges of over 18 percent. Most credit card issuers will lower fees and/or interest rates for good customers in order to retain their business. It doesn't cost anything to ask!.


Click here to read the rest of the article at YoungMoney.com.

Related Articles
- Pay Day Loan Plattsburgh NY
Are you having difficulties paying a bill on time? Perhaps your electric bill is going to be due in four days and you won' t get your pay cheque until two days after that! Well, there are a number of things you can do.
- How to Get Out of Debt Plattsburgh NY
- Credit Repair Self Help Plattsburgh NY
- Refinancing Home Mortgage Plattsburgh NY
- Paying for College During a Recession Plattsburgh NY
- Paying off Your Debt Plattsburgh NY