Paying With Plastic Peekskill NY

Most credit card issuers offer a 25 day grace period in which to pay for new purchases without incurring finance charges if you pay your balance in full each month. Some issuers have shortened the grace period or eliminated it altogether even if you always pay your account in full.

Local Companies

HSBC Bank
1.800.975.HSBC (4722)
Across From Duane Reade 75 Mamaroneck Ave
White Plains, NY
Chase Bank
(914) 592-9432
1150 Knollwood Rd
White Plains, NY
Chase Bank
(914) 737-2360
1025 Brown St
Peekskill, NY
Chase Bank
(845) 446-4981
271 Main St
Highland Falls, NY
Bank of America - Pine Island
800.432.1000
671 County Route 1
Pine Island, NY
HSBC Bank
1.800.975.HSBC (4722)
Across From Chilis Routes 6 & 118
Baldwin Place, NY
Chase Bank
(914) 271-4751
171 S Riverside Ave
Croton, NY
Chase Bank
(914) 232-3166
140 Katonah Ave
Katonah, NY
Chase Bank
(845) 359-4042
637 Main St
Sparkill, NY
Chase Bank
(914) 428-1701
45 Aqueduct Rd
White Plains, NY

Provided by:

Pitfalls to Avoid When Shopping for Credit Cards

Individually, these may add up to only a few dollars each month, but collectively, they can add up to a substantial expense, especially over time or if you have numerous credit cards.

Most credit card issuers offer a 25 day grace period in which to pay for new purchases without incurring finance charges if you pay your balance in full each month. Some issuers have shortened the grace period or eliminated it altogether even if you always pay your account in full. You may be paying interest on most or all of your purchases.

Pay Monthly Credit Card Balance in Full

When you carry a balance from month to month, there is no grace period on new purchases with most cards. The grace period where no finance charges accrue only applies if you pay your balance in full each month.

Some card issuers charge two months of interest for the first month you fail to pay your balance in full. This occurs when you switch from paying in full to carrying a balance from month to month.

Most card issuers charge interest from the day a charge is posted to your account if you don't pay your account in full each month. Some, however, charge interest from the date of the purchase, often several days before they have paid the merchant on your behalf!

You may be paying $50 a year or more as an annual fee on your credit card. You may also be subject to finance charges of over 18 percent. Most credit card issuers will lower fees and/or interest rates for good customers in order to retain their business. It doesn't cost anything to ask!.


Click here to read the rest of the article at YoungMoney.com.

Related Articles
- Pay Day Loan Peekskill NY
Are you having difficulties paying a bill on time? Perhaps your electric bill is going to be due in four days and you won' t get your pay cheque until two days after that! Well, there are a number of things you can do.
- Paying for College During a Recession Peekskill NY
- How to Get Out of Debt Peekskill NY
- Credit Repair Self Help Peekskill NY
- Refinancing Home Mortgage Peekskill NY
- Paying off Your Debt Peekskill NY