Paying With Plastic New Windsor NY

Most credit card issuers offer a 25 day grace period in which to pay for new purchases without incurring finance charges if you pay your balance in full each month. Some issuers have shortened the grace period or eliminated it altogether even if you always pay your account in full.

Local Companies

Chase Bank
(845) 446-4981
271 Main St
Highland Falls, NY
Bank of America - Poughkeepsie
800.432.1000
45 Market St
Poughkeepsie, NY
TD Bank
845-431-6300
21 Market Street
Poughkeepsie, NY
Wells Fargo - Fishkill
845-897-9623
1098 Main St
Fishkill, NY
Wells Fargo - Yorktown Heights
914-962-3828
1937 Commerce St
Yorktown Heights, NY
Chase Bank
(845) 782-8151
845 Rte 17m, Ste 10
Monroe, NY
Chase Bank
(914) 962-3863
2035 Crompond Rd
Yorktown Heights, NY
Bank of America - Meadow Hill
800.432.1000
1414 Route 300
Newburgh, NY
Citizens Bank - West Haverstraw SS
845-786-8980
45 S Route 9W
W. Haverstraw, NY
Wells Fargo - Shrub Oak
914-528-7007
1342 E Main St
Shrub Oak, NY

Provided by:

Pitfalls to Avoid When Shopping for Credit Cards

Individually, these may add up to only a few dollars each month, but collectively, they can add up to a substantial expense, especially over time or if you have numerous credit cards.

Most credit card issuers offer a 25 day grace period in which to pay for new purchases without incurring finance charges if you pay your balance in full each month. Some issuers have shortened the grace period or eliminated it altogether even if you always pay your account in full. You may be paying interest on most or all of your purchases.

Pay Monthly Credit Card Balance in Full

When you carry a balance from month to month, there is no grace period on new purchases with most cards. The grace period where no finance charges accrue only applies if you pay your balance in full each month.

Some card issuers charge two months of interest for the first month you fail to pay your balance in full. This occurs when you switch from paying in full to carrying a balance from month to month.

Most card issuers charge interest from the day a charge is posted to your account if you don't pay your account in full each month. Some, however, charge interest from the date of the purchase, often several days before they have paid the merchant on your behalf!

You may be paying $50 a year or more as an annual fee on your credit card. You may also be subject to finance charges of over 18 percent. Most credit card issuers will lower fees and/or interest rates for good customers in order to retain their business. It doesn't cost anything to ask!.


Click here to read the rest of the article at YoungMoney.com.

Related Articles
- How to Get Out of Debt New Windsor NY
If you are suffering from too much debt and can not pay your monthly bills then you need to find a solution that will help you pay off your debt. Managing debt can be difficult and it is easier than ever to accumulate more debt than we can afford so you need to follow some simple steps to stay out of debt and reduce the amount of money you owe creditors.
- Paying off Your Debt New Windsor NY
- Refinancing Home Mortgage New Windsor NY
- Paying for College During a Recession New Windsor NY
- Credit Repair Self Help New Windsor NY
- Pay Day Loan New Windsor NY