Paying With Plastic Nanuet NY

Most credit card issuers offer a 25 day grace period in which to pay for new purchases without incurring finance charges if you pay your balance in full each month. Some issuers have shortened the grace period or eliminated it altogether even if you always pay your account in full.

Local Companies

Chase Bank
(718) 671-3880
1650 Gun Hill Rd
Bronx, NY
Capital One
201-825-1820
Ramsey Square Sh Ctr, 1300 Rt 17 North
Ramsey, NJ
Wells Fargo - Briarcliff Manor
914-941-8203
1050 Pleasantville Rd
Briarcliff Manor, NY
Wells Fargo - Cliffside Park
201-840-7919
650 Anderson Ave
Cliffside Park, NJ
Bank of America - Lincoln Park
973.628.8400
152 Main St
Lincoln Park, NJ
Chase Bank
(914) 592-9432
1150 Knollwood Rd
White Plains, NY
Capital One
845-624-3766
46 East Route 59
Nanuet, NY
Capital One
914-725-1901
764 White Plains Rd (Rte 22)
Scarsdale, NY
Bank of America - Hillsdale
201.358.1903
84 Park Avenue
Hillsdale, NJ
Bank of America - Scarsdale - Christie Place
914.597.7460
100 Christie Place
Scarsdale, NY

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Pitfalls to Avoid When Shopping for Credit Cards

Individually, these may add up to only a few dollars each month, but collectively, they can add up to a substantial expense, especially over time or if you have numerous credit cards.

Most credit card issuers offer a 25 day grace period in which to pay for new purchases without incurring finance charges if you pay your balance in full each month. Some issuers have shortened the grace period or eliminated it altogether even if you always pay your account in full. You may be paying interest on most or all of your purchases.

Pay Monthly Credit Card Balance in Full

When you carry a balance from month to month, there is no grace period on new purchases with most cards. The grace period where no finance charges accrue only applies if you pay your balance in full each month.

Some card issuers charge two months of interest for the first month you fail to pay your balance in full. This occurs when you switch from paying in full to carrying a balance from month to month.

Most card issuers charge interest from the day a charge is posted to your account if you don't pay your account in full each month. Some, however, charge interest from the date of the purchase, often several days before they have paid the merchant on your behalf!

You may be paying $50 a year or more as an annual fee on your credit card. You may also be subject to finance charges of over 18 percent. Most credit card issuers will lower fees and/or interest rates for good customers in order to retain their business. It doesn't cost anything to ask!.


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