Paying With Plastic Mount Vernon NY

Most credit card issuers offer a 25 day grace period in which to pay for new purchases without incurring finance charges if you pay your balance in full each month. Some issuers have shortened the grace period or eliminated it altogether even if you always pay your account in full.

Local Companies

Chase Bank
(212) 769-1980
59 W 86th St
New York, NY
Capital One
718-326-2005
74-11 Metropolitan Ave
Middle Village, NY
Capital One
718-860-3467
800 Food Center Dr Unit 35A
Bronx, NY
Wells Fargo - Glen Cove
516-609-0390
83 Forest Ave
Glen Cove, NY
Wells Fargo - Park Avenue & 48Th Street
917-322-6580
299 Park Ave
New York, NY
HSBC Bank
1.800.975.HSBC (4722)
Diamond District 1185 Ave Of The Americas
New York, NY
Capital One
718-291-2801
161-01 Jamaica Ave
Jamaica, NY
Capital One
516-742-8900
422 Hillside Ave
Williston Park, NY
Bank of America - Bergenfield- Legion
201.387.1083
35 Legion Dr
Bergenfield, NJ
Bank of America - A&P - Woodcliff Lake
800.432.1000
522 Chestnut Ridge Rd
Woodcliff Lake, NJ

Provided by:

Pitfalls to Avoid When Shopping for Credit Cards

Individually, these may add up to only a few dollars each month, but collectively, they can add up to a substantial expense, especially over time or if you have numerous credit cards.

Most credit card issuers offer a 25 day grace period in which to pay for new purchases without incurring finance charges if you pay your balance in full each month. Some issuers have shortened the grace period or eliminated it altogether even if you always pay your account in full. You may be paying interest on most or all of your purchases.

Pay Monthly Credit Card Balance in Full

When you carry a balance from month to month, there is no grace period on new purchases with most cards. The grace period where no finance charges accrue only applies if you pay your balance in full each month.

Some card issuers charge two months of interest for the first month you fail to pay your balance in full. This occurs when you switch from paying in full to carrying a balance from month to month.

Most card issuers charge interest from the day a charge is posted to your account if you don't pay your account in full each month. Some, however, charge interest from the date of the purchase, often several days before they have paid the merchant on your behalf!

You may be paying $50 a year or more as an annual fee on your credit card. You may also be subject to finance charges of over 18 percent. Most credit card issuers will lower fees and/or interest rates for good customers in order to retain their business. It doesn't cost anything to ask!.


Click here to read the rest of the article at YoungMoney.com.

Related Articles
- How to Get Out of Debt Mount Vernon NY
If you are suffering from too much debt and can not pay your monthly bills then you need to find a solution that will help you pay off your debt. Managing debt can be difficult and it is easier than ever to accumulate more debt than we can afford so you need to follow some simple steps to stay out of debt and reduce the amount of money you owe creditors.
- Pay Day Loan Mount Vernon NY
- Credit Repair Self Help Mount Vernon NY
- Refinancing Home Mortgage Mount Vernon NY
- Paying off Your Debt Mount Vernon NY
- Paying for College During a Recession Mount Vernon NY