Paying With Plastic Monsey NY

Most credit card issuers offer a 25 day grace period in which to pay for new purchases without incurring finance charges if you pay your balance in full each month. Some issuers have shortened the grace period or eliminated it altogether even if you always pay your account in full.

Local Companies

Chase Bank
(201) 784-4737
271a Livingston St
Northvale, NJ
Chase Bank
(845) 986-2201
30 Main St
Warwick, NY
Capital One
914-668-5800
510 Gramatan Ave
Mount Vernon, NY
Bank of America - Greystone
800.432.1000
176 Roberts Ave
Yonkers, NY
Bank of America - Clifton
973.779.1880
1045 Clifton Ave
Clifton, NJ
Chase Bank
(914) 964-0456
1222 Nepperhan Ave
Yonkers, NY
Chase Bank
(201) 261-5514
417 Kinderkamack Rd
Oradell, NJ
Capital One
201-573-5140
553 Broadway
Westwood, NJ
TD Bank
(201) 670-1008
133 Franklin Avenue
Ridgewood, NJ
Bank of America - Paterson - Main Street
973.278.0904
190 Main Street
Paterson, NJ

Provided by:

Pitfalls to Avoid When Shopping for Credit Cards

Individually, these may add up to only a few dollars each month, but collectively, they can add up to a substantial expense, especially over time or if you have numerous credit cards.

Most credit card issuers offer a 25 day grace period in which to pay for new purchases without incurring finance charges if you pay your balance in full each month. Some issuers have shortened the grace period or eliminated it altogether even if you always pay your account in full. You may be paying interest on most or all of your purchases.

Pay Monthly Credit Card Balance in Full

When you carry a balance from month to month, there is no grace period on new purchases with most cards. The grace period where no finance charges accrue only applies if you pay your balance in full each month.

Some card issuers charge two months of interest for the first month you fail to pay your balance in full. This occurs when you switch from paying in full to carrying a balance from month to month.

Most card issuers charge interest from the day a charge is posted to your account if you don't pay your account in full each month. Some, however, charge interest from the date of the purchase, often several days before they have paid the merchant on your behalf!

You may be paying $50 a year or more as an annual fee on your credit card. You may also be subject to finance charges of over 18 percent. Most credit card issuers will lower fees and/or interest rates for good customers in order to retain their business. It doesn't cost anything to ask!.


Click here to read the rest of the article at YoungMoney.com.

Related Articles
- Paying off Your Debt Monsey NY
For debt, the first thing to do is to stop and take stock of your situation. Then work out a realistic plan for debt repayment as well as for meeting life's basic necessities. By this, I mean to work out a workable budget for both debt repayments as well as for recurring expenditure like gas, groceries, utilities and telephone bills.
- Credit Repair Self Help Monsey NY
- Refinancing Home Mortgage Monsey NY
- Paying for College During a Recession Monsey NY
- Pay Day Loan Monsey NY
- How to Get Out of Debt Monsey NY