Paying With Plastic Jamaica NY

Most credit card issuers offer a 25 day grace period in which to pay for new purchases without incurring finance charges if you pay your balance in full each month. Some issuers have shortened the grace period or eliminated it altogether even if you always pay your account in full.

Local Companies

Capital One
718-335-1500
37-02 82Nd Street
Jackson Heights, NY
Bank of America - Grand Central Terminal
212.949.0102
200 Park Avenue
New York, NY
Bank of America - Tysens Lane
718.355.6313
2820 Hylan Boulevard
Staten Island, NY
Bank of America - University
800.432.1000
730 Fulton Ave
Hempstead, NY
Bank of America - Williston
800.432.1000
100 Hillside Ave
Williston Park, NY
HSBC Bank
1.800.975.HSBC (4722)
Powerhouse Gym 34-15 Francis Lewis Blvd
Flushing, NY
Capital One
718-849-0901
115-20 Jamaica Ave
Richmond Hill, NY
Wells Fargo - Port Washington
516-883-8311
19 Soundview Market Pl
Port Washington, NY
Bank of America - Jamaica
718.739.0358
9116 168th St
Jamaica, NY
Bank of America - East Hills
800.432.1000
1 Old Westbury Rd
Roslyn Heights, NY

Provided by:

Pitfalls to Avoid When Shopping for Credit Cards

Individually, these may add up to only a few dollars each month, but collectively, they can add up to a substantial expense, especially over time or if you have numerous credit cards.

Most credit card issuers offer a 25 day grace period in which to pay for new purchases without incurring finance charges if you pay your balance in full each month. Some issuers have shortened the grace period or eliminated it altogether even if you always pay your account in full. You may be paying interest on most or all of your purchases.

Pay Monthly Credit Card Balance in Full

When you carry a balance from month to month, there is no grace period on new purchases with most cards. The grace period where no finance charges accrue only applies if you pay your balance in full each month.

Some card issuers charge two months of interest for the first month you fail to pay your balance in full. This occurs when you switch from paying in full to carrying a balance from month to month.

Most card issuers charge interest from the day a charge is posted to your account if you don't pay your account in full each month. Some, however, charge interest from the date of the purchase, often several days before they have paid the merchant on your behalf!

You may be paying $50 a year or more as an annual fee on your credit card. You may also be subject to finance charges of over 18 percent. Most credit card issuers will lower fees and/or interest rates for good customers in order to retain their business. It doesn't cost anything to ask!.


Click here to read the rest of the article at YoungMoney.com.

Related Articles
- Credit Repair Self Help Jamaica NY
As a result of poor money management or perhaps things that are simply out of our control, many of us find ourselves in trouble with our credit.
- Pay Day Loan Jamaica NY
- How to Get Out of Debt Jamaica NY
- Refinancing Home Mortgage Jamaica NY
- Paying for College During a Recession Jamaica NY
- Paying off Your Debt Jamaica NY