Paying With Plastic Forest Hills NY

Most credit card issuers offer a 25 day grace period in which to pay for new purchases without incurring finance charges if you pay your balance in full each month. Some issuers have shortened the grace period or eliminated it altogether even if you always pay your account in full.

Local Companies

HSBC Bank
1.800.975.HSBC (4722)
Behind Macy'S 1499 West Ave
Bronx, NY
Chase Bank
(516) 783-4193
3875 Merrick Rd
Seaford, NY
TD Bank
201-567-3795
457 Sylvan Avenue
Englewood Cliffs, NJ
Bank of America - Rockefeller Center/51st Street
212.586.0830
25 West 51st Street
New York, NY
Bank of America - Arverne
800.432.1000
6603 Beach Channel Dr
Arverne, NY
HSBC Bank
1.800.975.HSBC (4722)
Near Quaker Ridge Rd 1300 North Ave.
New Rochelle, NY
Chase Bank
(914) 699-3521
511 Gramatan Ave
Mount Vernon, NY
Capital One
212-967-9400
404 Fifth Ave
New York, NY
Wells Fargo - Fort Lee Lemoine
201-947-0700
2011 Lemoine Ave
Fort Lee, NJ
Bank of America - East Orange Branch
800.432.1000
560 Dr. Martin Luther King Jr Blvd
East Orange, NJ

Provided by:

Pitfalls to Avoid When Shopping for Credit Cards

Individually, these may add up to only a few dollars each month, but collectively, they can add up to a substantial expense, especially over time or if you have numerous credit cards.

Most credit card issuers offer a 25 day grace period in which to pay for new purchases without incurring finance charges if you pay your balance in full each month. Some issuers have shortened the grace period or eliminated it altogether even if you always pay your account in full. You may be paying interest on most or all of your purchases.

Pay Monthly Credit Card Balance in Full

When you carry a balance from month to month, there is no grace period on new purchases with most cards. The grace period where no finance charges accrue only applies if you pay your balance in full each month.

Some card issuers charge two months of interest for the first month you fail to pay your balance in full. This occurs when you switch from paying in full to carrying a balance from month to month.

Most card issuers charge interest from the day a charge is posted to your account if you don't pay your account in full each month. Some, however, charge interest from the date of the purchase, often several days before they have paid the merchant on your behalf!

You may be paying $50 a year or more as an annual fee on your credit card. You may also be subject to finance charges of over 18 percent. Most credit card issuers will lower fees and/or interest rates for good customers in order to retain their business. It doesn't cost anything to ask!.


Click here to read the rest of the article at YoungMoney.com.

Related Articles
- Pay Day Loan Forest Hills NY
Are you having difficulties paying a bill on time? Perhaps your electric bill is going to be due in four days and you won' t get your pay cheque until two days after that! Well, there are a number of things you can do.
- Credit Repair Self Help Forest Hills NY
- Refinancing Home Mortgage Forest Hills NY
- Paying off Your Debt Forest Hills NY
- How to Get Out of Debt Forest Hills NY
- Paying for College During a Recession Forest Hills NY