Paying With Plastic Brewster NY

Most credit card issuers offer a 25 day grace period in which to pay for new purchases without incurring finance charges if you pay your balance in full each month. Some issuers have shortened the grace period or eliminated it altogether even if you always pay your account in full.

Local Companies

Chase Bank
(914) 234-0934
420 Old Post Rd
Bedford, NY
TD Bank
(914) 245-1132
3660 Lee Road
Jefferson Valley, NY
Bank of America - New Canaan
203.801.2671
94 Elm St
New Canaan, CT
Wells Fargo - Danbury North Street Shopping Center
203-748-2123
1 Padanaram Rd
Danbury, CT
Wells Fargo - Mount Kisco
914-241-8160
195 N Bedford Rd
Mount Kisco, NY
HSBC Bank
1.800.975.HSBC (4722)
New Hackensack Rd 1555 Route 9
Wappingers Falls, NY
Chase Bank
(845) 897-2104
15 Merritt Blvd
Fishkill, NY
Bank of America - Newtown
203.426.2548
6 Queen St
Newtown, CT
Wells Fargo - Southbury
203-573-5390
229 Main St S
Southbury, CT
Wells Fargo - Poughkeepsie
845-297-4657
1863 South Rd
Wappingers Falls, NY

Provided by:

Pitfalls to Avoid When Shopping for Credit Cards

Individually, these may add up to only a few dollars each month, but collectively, they can add up to a substantial expense, especially over time or if you have numerous credit cards.

Most credit card issuers offer a 25 day grace period in which to pay for new purchases without incurring finance charges if you pay your balance in full each month. Some issuers have shortened the grace period or eliminated it altogether even if you always pay your account in full. You may be paying interest on most or all of your purchases.

Pay Monthly Credit Card Balance in Full

When you carry a balance from month to month, there is no grace period on new purchases with most cards. The grace period where no finance charges accrue only applies if you pay your balance in full each month.

Some card issuers charge two months of interest for the first month you fail to pay your balance in full. This occurs when you switch from paying in full to carrying a balance from month to month.

Most card issuers charge interest from the day a charge is posted to your account if you don't pay your account in full each month. Some, however, charge interest from the date of the purchase, often several days before they have paid the merchant on your behalf!

You may be paying $50 a year or more as an annual fee on your credit card. You may also be subject to finance charges of over 18 percent. Most credit card issuers will lower fees and/or interest rates for good customers in order to retain their business. It doesn't cost anything to ask!.


Click here to read the rest of the article at YoungMoney.com.

Related Articles
- How to Get Out of Debt Brewster NY
If you are suffering from too much debt and can not pay your monthly bills then you need to find a solution that will help you pay off your debt. Managing debt can be difficult and it is easier than ever to accumulate more debt than we can afford so you need to follow some simple steps to stay out of debt and reduce the amount of money you owe creditors.
- Refinancing Home Mortgage Brewster NY
- Credit Repair Self Help Brewster NY
- Paying for College During a Recession Brewster NY
- Paying off Your Debt Brewster NY
- Pay Day Loan Brewster NY