Paying With Plastic Bayside NY

Most credit card issuers offer a 25 day grace period in which to pay for new purchases without incurring finance charges if you pay your balance in full each month. Some issuers have shortened the grace period or eliminated it altogether even if you always pay your account in full.

Local Companies

Chase Bank
(201) 969-9629
950 River Rd
Edgewater, NJ
TD Bank
(212) 679-2270
401 Fifth Avenue
New York City, NY
TD Bank
201-939-3823
571 New York Avenue
Lyndhurst, NJ
Bank of America - Pathmark - Old Colony Square
800.432.1000
420 Grand St
Jersey City, NJ
Bank of America - Forest Hills
800.432.1000
9901 Queens Blvd
Forest Hills, NY
Chase Bank
(718) 320-2018
675 Co Op City Blvd
Bronx, NY
Capital One
718-346-3801
5102 Church Ave
Brooklyn, NY
Wells Fargo - Hackensack Fairmount
201-712-4967
1 Johnson Ave
Hackensack, NJ
Bank of America - Chelsea
212.633.7505
116 Fifth Ave
New York, NY
Bank of America - Bay Ridge
800.432.1000
6901 5th Ave
Brooklyn, NY

Provided by:

Pitfalls to Avoid When Shopping for Credit Cards

Individually, these may add up to only a few dollars each month, but collectively, they can add up to a substantial expense, especially over time or if you have numerous credit cards.

Most credit card issuers offer a 25 day grace period in which to pay for new purchases without incurring finance charges if you pay your balance in full each month. Some issuers have shortened the grace period or eliminated it altogether even if you always pay your account in full. You may be paying interest on most or all of your purchases.

Pay Monthly Credit Card Balance in Full

When you carry a balance from month to month, there is no grace period on new purchases with most cards. The grace period where no finance charges accrue only applies if you pay your balance in full each month.

Some card issuers charge two months of interest for the first month you fail to pay your balance in full. This occurs when you switch from paying in full to carrying a balance from month to month.

Most card issuers charge interest from the day a charge is posted to your account if you don't pay your account in full each month. Some, however, charge interest from the date of the purchase, often several days before they have paid the merchant on your behalf!

You may be paying $50 a year or more as an annual fee on your credit card. You may also be subject to finance charges of over 18 percent. Most credit card issuers will lower fees and/or interest rates for good customers in order to retain their business. It doesn't cost anything to ask!.


Click here to read the rest of the article at YoungMoney.com.

Related Articles
- Refinancing Home Mortgage Bayside NY
You can go for a shorter loan period in a new refinancing home mortgage scheme that you can work out. You may have done some calculations and found out that if you cut the loan term of your home mortgage financing by half, you could be saving a lot of money from the savings in the interest payments that you are currently paying.
- How to Get Out of Debt Bayside NY
- Pay Day Loan Bayside NY
- Paying off Your Debt Bayside NY
- Credit Repair Self Help Bayside NY
- Paying for College During a Recession Bayside NY