Multi-Car Insurance Glens Falls NY

In its most simple terms, multi car insurance is a single car insurance policy which provides cover for more than one vehicle. You may be aware of these policies after some substantial television advertising has been used to promote their value to the customer in Glens Falls.

Local Companies

Allstate Insurance Companies
(518)746-0100
152 Main Street
Hudson Falls, NY
Allstate Insurance - Kevin P Crosby
(518)745-8200
365 Bay Road
Queensbury, NY
Hawkins- Rita A
(518)798-9049
959 State Route 9 Ste H
Queensbury, NY
Hughes Ins Agency Inc
(518)793-3131
PO Box 4630
Queensbury, NY
Allstate Auto Insurance
(888) 355-7971
152 Main St
Hudson Falls, NY
Beardsell III- Frank P - State Farm Insurance Agent
(518)587-0136
3303 Route 9
Saratoga Springs, NY
Allstate Insurance Companies Sales Office
(518)793-5681
39 Main Street
Queensbury, NY
Hogan- Dana - State Farm Insurance Agent
(518)747-7070
346 Main Street
Hudson Falls, NY
Associates Of Glens Falls
(518)793-3444
PO Box 190
Glens Falls, NY
Allstate Insurance-Ken Hein
(518)761-6781
365 Bay Rd
Queensbury, NY
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Multi car Insurance - what's all the fuss about?

Author: Harvey McEwan

In its most simple terms, multi car insurance is a single car insurance policy which provides cover for more than one vehicle. You may be aware of these policies after some substantial television advertising has been used to promote their value to the customer.

What are the benefits of multi car insurance?

The attractiveness, to the customer, of the multi car insurance policy stems from two main angles - reduced cost and hassle. By combining two cars into one policy you're essentially buying in bulk. So you should expect a discount when buying multi car insurance as opposed to two separate policies.

Then there's the element of hassle. Nobody enjoys buying insurance, remembering renewal dates and searching the market for quotes. Combining this process into one easy-to-manage policy can help to reduce the admin.

From the insurance company's point of view, their marketing spending is bringing in two policies where it would normally have resulted in one. So they can afford to offer a cheaper quote than two separate policies. They'll also benefit from reduced admin and benefit from the single policy per household approach.

Things to look out for with multi car insurance

When buying multi car insurance, there are a few things to look out for. Firstly, your existing car insurance policies are unlikely to end on the same date. So check that the multi car insurance policy can pick up the second car at the appropriate time. Even better, make sure this is done without an additional cost e.g. charging you for cover on the additional car only for the time it is included on the policy, not the full term.

Secondly, check the small print for who's allowed to drive the cars and who's earning the no claims bonus. Some insurers assign joint policyholders who each continue to earn their separate no claims bonus (and suffer individually when they make a claim). If the multi car insurance company assigns the no claims bonus to both policyholders as a single entity, you could stand to lose out when your no claims bonus is wiped out by a claim and your premium shoots up the following year - for an incident you may not have been involved.

Admiral Insurance have advertised their multi car insurance product heavily on television but Direct Line, Churchill Insurance and Prudential also offer multi car insurance, amongst others.

About the Author:

Harvey is passionate about getting you the best insurance deals possible.

Article Source: http://www.articlesbase.com/insurance-articles/multi-car-insurance-whats-all-the-fuss-about-1022057.html

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