Managing Health Care Costs Kings Park NY

But until those reforms are made, it’s still up to individuals to manage their health-care costs. During these tough economic times, it’s important to take some simple steps to save money. Here are five ways to do just that.

Local Companies

Bellco Health
(631) 789-6300
5500 New Horizons Blvd.
New York, NY
Healthcare Navigation LLC
(203) 655-2614
30 Old Kings Highway South
Darien, CT
Netter Agency, LLC
203-341-9660
830 Post Road East
Westport, CT
Donald Conrad
1377 Motor Parkway
Islandia, NY
Matthew Berman
1393 Veterans Memorial Highway
Hauppauge, NY
Next Level Marketing Inc
631-482-1176
Sunrise Hwy
Babylon, NY
mesobeautiful
(631) 423 -2110
284 Oakwood Rd.
Huntington Station, NY
Budde Benefit Systems, LTD
631-598-3680
16 Riverside Avenue
Amityville, NY
MH & Assoc.-Independent Health/Medicare Ins.
203-972-6633
195 North Ave
Westport, CT
Jeffrey Lewis, CFP, ChFC
7 White Deer Court
Huntington, NY
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Healthy body, healthy wallet: Take simple steps to keep health-care costs down

During his campaign, President Barack Obama promised that he’d work to reform the nation’s health-insurance industry.

But until those reforms are made, it’s still up to individuals to manage their health-care costs. During these tough economic times, it’s important to take some simple steps to save money. Here are five ways to do just that.

Buy less expensive drugs

Many brand-name drugs, both prescription and over-the-counter versions, have generic equivalents that are less expensive.

If no generic alternative is available, ask your insurance company or human resources department if there is a substitute drug available in your health plan that costs less. Different drugs often do the same thing and attack the same illnesses. If you can find a cheaper drug that performs the same task, you can again save a significant amount of money.

Stay healthy

Doctors are focusing more on preventative medicine as a way to keep people healthier. When you’re healthy, you spend less on visits to the doctor, medication and treatment.

Unfortunately, there’s no secret to staying healthy. Your best bet is the standard: exercise, eat healthy foods, don’t smoke and cut down on your alcohol intake.

Explore options when you need to see a doctor

You’d be surprised how much money you can save by visiting retail clinics, such as the ones now offered at Walgreens and CVS Pharmacy stores, among others. For problems that aren’t quite as serious, a visit to a retail clinic can result in a bill that’s less than half of what you’d be charged at a traditional doctor’s office.

Don’t forget health fairs

Public events like health fairs often offer wellness screenings, lab work and other procedures at reduced costs. Some fairs even offer free health services. Check your local newspapers or governmental offices for information on fairs coming to your area.

Look for errors

According to a story in Money Magazine, some experts say that as many as eight out of 10 hospital bills contain mistakes. These mistakes, on average, increase the bills by 25 percent. That’s a lot of money that doesn’t need to be paid.

Check your medical bills carefully. If you’re being charged for a service you didn’t receive, make sure to fight the mistake.

Sources: AARP, CNNMoney, National Center for Policy Analysis
 

author: Dan Rafter

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