Living Off-Campus Watervliet NY

Living off campus can be a lot of fun, and a great learning experience. But, it can also be expensive. If this is your first year living off campus you may be in for a shock. Everything costs than you thought.

Local Companies

Citizens Bank - N. Greenbush / Hannaford
518-283-2611
40 Main Avenue
Wynantskill, NY
Citizens Bank - Clifton Park / Price Chopper
518-348-0014
15 Park Ave
Clifton Park, NY
Citizens Bank - Loudonville
518-489-1867
265 Osborne Road
Loudonville, NY
Bank of America - Delmar
800.432.1000
111 Delaware Ave
Delmar, NY
William Mack, ChFC, CLU, LTCP
1574 Union Street
Schenectady, NY
Citizens Bank - Fifth Ave / Troy
518-272-3611
1818 5th Ave / PO Box 628
Troy, NY
TD Bank
518-347-0526
2301 Nott Street, E
Niskayuna, NY
Citizens Bank - Eastern Parkway/Price Chopper
518-382-9283
1640 Eastern Parkway
Schenectady, NY
Citizens Bank - Pine Hills
518-489-8953
501 Western Avenue
Albany, NY
Bruce Gaynor
6 Tower Place
Albany, NY
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Living off campus can be a lot of fun, and a great learning experience. But, it can also be expensive. If this is your first year living off campus you may be in for a shock. Everything costs than you thought.

Buy a used bike. A beat-up bike will get you wherever you need to go, probably won’t get stolen, and save you a fair amount in gas costs and parking permits (both at home and at school).

Buy a dining hall card. This way you won’t have to waste time and money grocery shopping, cooking, and doing dishes. You can visit your friends while you eat, and you can actually do your shopping at school. Dining halls usually have a fair sampling of fruit, bagels, and cereal. Bring a few Tupperware containers and your dinner at the dining hall has just provided your breakfast at home.

Free connections. You may not believe me, but the Internet is not one of life’s basic necessities. When it comes to either paying your water bill or your wireless bill, water should win. So, either use the Internet only when you’re at school or move into an apartment building where wireless or DSL is included. Same goes for cable.

Fun without funds. Check out free campus events, including movie screenings, plays, and lectures.

Shop smart. Hit the discount stores. And I’m not talking about Target or WalMart. I’m speaking of real discount stores—Big Lots or dollar stores. Dishwashing soap, cleaning materials, Tupperware will all be significantly cheaper.


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