Living Off-Campus Smithtown NY

Living off campus can be a lot of fun, and a great learning experience. But, it can also be expensive. If this is your first year living off campus you may be in for a shock. Everything costs than you thought.

Local Companies

Chase Bank
(631) 981-7020
4155 Veterans Memorial Hwy
Ronkonkoma, NY
TD Bank
(631) 368-2914
517 Larkfield Road
East Northport, NY
Citizens Bank - Lake Ronkonkoma SS
631-467-6500
425 Portion Rd.
Lake Ronkonkoma, NY
Donald Conrad
1377 Motor Parkway
Islandia, NY
Matthew Berman
1393 Veterans Memorial Highway
Hauppauge, NY
Chase Bank
(631) 345-0617
700 Patchogue-yaphank Rd, Ste 90
Medford, NY
Chase Bank
(631) 589-0701
131 Main St
Sayville, NY
Wells Fargo - Syosset
516-677-6830
137 Jackson Ave
Syosset, NY
Bank of America - Bohemia
800.432.1000
4625 Sunrise Highway
Bohemia, NY
Jeffrey Lewis, CFP, ChFC
7 White Deer Court
Huntington, NY
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Living off campus can be a lot of fun, and a great learning experience. But, it can also be expensive. If this is your first year living off campus you may be in for a shock. Everything costs than you thought.

Buy a used bike. A beat-up bike will get you wherever you need to go, probably won’t get stolen, and save you a fair amount in gas costs and parking permits (both at home and at school).

Buy a dining hall card. This way you won’t have to waste time and money grocery shopping, cooking, and doing dishes. You can visit your friends while you eat, and you can actually do your shopping at school. Dining halls usually have a fair sampling of fruit, bagels, and cereal. Bring a few Tupperware containers and your dinner at the dining hall has just provided your breakfast at home.

Free connections. You may not believe me, but the Internet is not one of life’s basic necessities. When it comes to either paying your water bill or your wireless bill, water should win. So, either use the Internet only when you’re at school or move into an apartment building where wireless or DSL is included. Same goes for cable.

Fun without funds. Check out free campus events, including movie screenings, plays, and lectures.

Shop smart. Hit the discount stores. And I’m not talking about Target or WalMart. I’m speaking of real discount stores—Big Lots or dollar stores. Dishwashing soap, cleaning materials, Tupperware will all be significantly cheaper.


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