Living Off-Campus Schenectady NY

Living off campus can be a lot of fun, and a great learning experience. But, it can also be expensive. If this is your first year living off campus you may be in for a shock. Everything costs than you thought.

Local Companies

HSBC Bank
1.800.975.HSBC (4722)
Post Office - City Hall 100 Mohawk St
Cohoes, NY
TD Bank
518-438-2006
1256 Central Avenue
Albany, NY
Citizens Bank - Amsterdam
518-842-3379
4883 State Highway 30
Amsterdam, NY
Bank of America - Watervliet
800.432.1000
1400 Second Ave
Watervliet, NY
William Mack, ChFC, CLU, LTCP
1574 Union Street
Schenectady, NY
Bank of America - Clifton Park
518.383.3037
1 Clifton Country Rd
Clifton Park, NY
Bank of America - Colonie - Wolf Rd
518.459.9003
133 Wolf Rd
Albany, NY
TD Bank
518-439-1874
343 Delaware Avenue
Dobbs Ferry, NY
Bank of America - Guilderland
800.432.1000
1450 Western Ave
Albany, NY
Bruce Gaynor
6 Tower Place
Albany, NY
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Living off campus can be a lot of fun, and a great learning experience. But, it can also be expensive. If this is your first year living off campus you may be in for a shock. Everything costs than you thought.

Buy a used bike. A beat-up bike will get you wherever you need to go, probably won’t get stolen, and save you a fair amount in gas costs and parking permits (both at home and at school).

Buy a dining hall card. This way you won’t have to waste time and money grocery shopping, cooking, and doing dishes. You can visit your friends while you eat, and you can actually do your shopping at school. Dining halls usually have a fair sampling of fruit, bagels, and cereal. Bring a few Tupperware containers and your dinner at the dining hall has just provided your breakfast at home.

Free connections. You may not believe me, but the Internet is not one of life’s basic necessities. When it comes to either paying your water bill or your wireless bill, water should win. So, either use the Internet only when you’re at school or move into an apartment building where wireless or DSL is included. Same goes for cable.

Fun without funds. Check out free campus events, including movie screenings, plays, and lectures.

Shop smart. Hit the discount stores. And I’m not talking about Target or WalMart. I’m speaking of real discount stores—Big Lots or dollar stores. Dishwashing soap, cleaning materials, Tupperware will all be significantly cheaper.


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