Living Off-Campus Schenectady NY

Living off campus can be a lot of fun, and a great learning experience. But, it can also be expensive. If this is your first year living off campus you may be in for a shock. Everything costs than you thought.

Local Companies

HSBC Bank
1.800.975.HSBC (4722)
1 Mile East Of Suny 899 Western Ave
Albany, NY
Citizens Bank - Glenville / Wal-Mart
518-346-0196
200 Dutch Meadows Lane
East Glenville, NY
Bank of America - Century Mall
800.432.1000
900 Central Ave
Albany, NY
Bank of America - Watervliet
800.432.1000
1400 Second Ave
Watervliet, NY
William Mack, ChFC, CLU, LTCP
1574 Union Street
Schenectady, NY
Bank of America - Niskayuna
518.382.5877
1757 Union St
Schenectady, NY
Citizens Bank - Fifth Ave / Troy
518-272-3611
1818 5th Ave / PO Box 628
Troy, NY
Citizens Bank - New Loudon Rd/Price Chopper
518-783-2151
873 New Loudon Rd.
Latham, NY
Bank of America - Delmar
800.432.1000
111 Delaware Ave
Delmar, NY
Bruce Gaynor
6 Tower Place
Albany, NY
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Living off campus can be a lot of fun, and a great learning experience. But, it can also be expensive. If this is your first year living off campus you may be in for a shock. Everything costs than you thought.

Buy a used bike. A beat-up bike will get you wherever you need to go, probably won’t get stolen, and save you a fair amount in gas costs and parking permits (both at home and at school).

Buy a dining hall card. This way you won’t have to waste time and money grocery shopping, cooking, and doing dishes. You can visit your friends while you eat, and you can actually do your shopping at school. Dining halls usually have a fair sampling of fruit, bagels, and cereal. Bring a few Tupperware containers and your dinner at the dining hall has just provided your breakfast at home.

Free connections. You may not believe me, but the Internet is not one of life’s basic necessities. When it comes to either paying your water bill or your wireless bill, water should win. So, either use the Internet only when you’re at school or move into an apartment building where wireless or DSL is included. Same goes for cable.

Fun without funds. Check out free campus events, including movie screenings, plays, and lectures.

Shop smart. Hit the discount stores. And I’m not talking about Target or WalMart. I’m speaking of real discount stores—Big Lots or dollar stores. Dishwashing soap, cleaning materials, Tupperware will all be significantly cheaper.


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