Living Off-Campus Oneonta NY

Living off campus can be a lot of fun, and a great learning experience. But, it can also be expensive. If this is your first year living off campus you may be in for a shock. Everything costs than you thought.

Local Companies

Citizens Bank - Unadilla
607-369-9300
191 Main Street
Unadilla, NY
NBT Bank - Oneonta Wall Street Branch
800-628-2265
One Wall Street
Oneonta, NY
Community Bank - Schenevus Branch
Your local branch. (See site.)
101 Main Street
Schenevus, NY
Citizens Bank - Hartwick Branch
1-877-360-CIRC
3092 County Hwy 11
Hartwick, NY
Citizens Bank - Worcester Branch
1-877-360-CIRC
141 Main Street
Worcester, NY
Citizens Bank - Hartwick
607-293-6611
3092 County Highway 11
Hartwick, NY
Citizens Bank - Oneonta/Price Chopper
607-433-0713
1000 Main Street
Oneonta, NY
Community Bank - Cooperstown Branch
Your local branch. (See site.)
62 Main Street
Cooperstown, NY
Community Bank - Oneonta Plains Branch
Your local branch. (See site.)
434 Chestnut Street
Oneonta, NY
Citizens Bank - Unadilla Branch
1-877-360-CIRC
191 Main Street
Unadilla, NY
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Living off campus can be a lot of fun, and a great learning experience. But, it can also be expensive. If this is your first year living off campus you may be in for a shock. Everything costs than you thought.

Buy a used bike. A beat-up bike will get you wherever you need to go, probably won’t get stolen, and save you a fair amount in gas costs and parking permits (both at home and at school).

Buy a dining hall card. This way you won’t have to waste time and money grocery shopping, cooking, and doing dishes. You can visit your friends while you eat, and you can actually do your shopping at school. Dining halls usually have a fair sampling of fruit, bagels, and cereal. Bring a few Tupperware containers and your dinner at the dining hall has just provided your breakfast at home.

Free connections. You may not believe me, but the Internet is not one of life’s basic necessities. When it comes to either paying your water bill or your wireless bill, water should win. So, either use the Internet only when you’re at school or move into an apartment building where wireless or DSL is included. Same goes for cable.

Fun without funds. Check out free campus events, including movie screenings, plays, and lectures.

Shop smart. Hit the discount stores. And I’m not talking about Target or WalMart. I’m speaking of real discount stores—Big Lots or dollar stores. Dishwashing soap, cleaning materials, Tupperware will all be significantly cheaper.


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