Living Off-Campus Niagara Falls NY

Living off campus can be a lot of fun, and a great learning experience. But, it can also be expensive. If this is your first year living off campus you may be in for a shock. Everything costs than you thought.

Local Companies

HSBC Bank
1.800.975.HSBC (4722)
Elmwood & Utica 529 Elmwood Ave
Buffalo, NY
HSBC Bank
1.800.975.HSBC (4722)
Genesee & Hagen 2016 Genesee Street
Buffalo, NY
Bank of America - Elmwood
716.881.2915
495 Elmwood Avenue
Buffalo, NY
Citizens Bank - Grand Island / Tops
716-775-3344
2140 Blvd
Grand Island, NY
Bank of America - Williamsville
800.432.1000
7864 Transit Rd
Williamsville, NY
HSBC Bank
1.800.975.HSBC (4722)
Corner Main & Harris Hill 8503 Main Street
Williamsville, NY
HSBC Bank
1.800.975.HSBC (4722)
Corner Of Hertel & Starin 1726 Hertel Ave
Buffalo, NY
HSBC Bank
1.800.975.HSBC (4722)
Next To Tops Supermarket 4381 Military Rd
Niagara Falls, NY
Citizens Bank - Lockport / Tops
716-439-8520
5827 S. Transit Rd
Lockport, NY
Bank of America - Summit Park
800.432.1000
6947 Williams Rd
Niagara Falls, NY

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Living off campus can be a lot of fun, and a great learning experience. But, it can also be expensive. If this is your first year living off campus you may be in for a shock. Everything costs than you thought.

Buy a used bike. A beat-up bike will get you wherever you need to go, probably won’t get stolen, and save you a fair amount in gas costs and parking permits (both at home and at school).

Buy a dining hall card. This way you won’t have to waste time and money grocery shopping, cooking, and doing dishes. You can visit your friends while you eat, and you can actually do your shopping at school. Dining halls usually have a fair sampling of fruit, bagels, and cereal. Bring a few Tupperware containers and your dinner at the dining hall has just provided your breakfast at home.

Free connections. You may not believe me, but the Internet is not one of life’s basic necessities. When it comes to either paying your water bill or your wireless bill, water should win. So, either use the Internet only when you’re at school or move into an apartment building where wireless or DSL is included. Same goes for cable.

Fun without funds. Check out free campus events, including movie screenings, plays, and lectures.

Shop smart. Hit the discount stores. And I’m not talking about Target or WalMart. I’m speaking of real discount stores—Big Lots or dollar stores. Dishwashing soap, cleaning materials, Tupperware will all be significantly cheaper.


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