Living Off-Campus New Hartford NY

Living off campus can be a lot of fun, and a great learning experience. But, it can also be expensive. If this is your first year living off campus you may be in for a shock. Everything costs than you thought.

Local Companies

HSBC Bank
1.800.975.HSBC (4722)
New Hartford Shopping Ctr 1 N Hartford Shopping Ctr
New Hartford, NY
Bank of America - Genesee Street
800.432.1000
268 Genesee St
Utica, NY
Bank of America - Ilion
800.432.1000
1 Central Plaza
Ilion, NY
Bank of America - New Hartford
800.432.1000
50 Genesee St
New Hartford, NY
Bank of America - North Utica
800.432.1000
50 Auert Ave
Utica, NY
HSBC Bank
1.800.975.HSBC (4722)
Mapledale Plaza 8000 State Route 12
Barneveld, NY
Citizens Bank - Herkimer
315-866-3290
324 Prospect Street
Herkimer, NY
Bank of America - Little Falls
800.432.1000
One West Main St
Little Falls, NY
Bank of America - Liberty Plaza
800.432.1000
200 West Dominick St
Rome, NY
Bank of America - Utica Business Park
800.432.1000
133 Business Park Drive
Utica, NY

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Living off campus can be a lot of fun, and a great learning experience. But, it can also be expensive. If this is your first year living off campus you may be in for a shock. Everything costs than you thought.

Buy a used bike. A beat-up bike will get you wherever you need to go, probably won’t get stolen, and save you a fair amount in gas costs and parking permits (both at home and at school).

Buy a dining hall card. This way you won’t have to waste time and money grocery shopping, cooking, and doing dishes. You can visit your friends while you eat, and you can actually do your shopping at school. Dining halls usually have a fair sampling of fruit, bagels, and cereal. Bring a few Tupperware containers and your dinner at the dining hall has just provided your breakfast at home.

Free connections. You may not believe me, but the Internet is not one of life’s basic necessities. When it comes to either paying your water bill or your wireless bill, water should win. So, either use the Internet only when you’re at school or move into an apartment building where wireless or DSL is included. Same goes for cable.

Fun without funds. Check out free campus events, including movie screenings, plays, and lectures.

Shop smart. Hit the discount stores. And I’m not talking about Target or WalMart. I’m speaking of real discount stores—Big Lots or dollar stores. Dishwashing soap, cleaning materials, Tupperware will all be significantly cheaper.


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