Living Off-Campus Delmar NY

Living off campus can be a lot of fun, and a great learning experience. But, it can also be expensive. If this is your first year living off campus you may be in for a shock. Everything costs than you thought.

Local Companies

HSBC Bank
1.800.975.HSBC (4722)
Times Union Center 30 South Pearl Street
Albany, NY
Citizens Bank - Altamont Ave./Price Chopper
518-357-2180
1879 Altamont Ave. Suite 2
Shenectady, NY
TD Bank
518-455-9912
125 State Street
Albany, NY
Bank of America - Glenville
800.432.1000
200 Saratoga Road
Scotia, NY
William Mack, ChFC, CLU, LTCP
1574 Union Street
Schenectady, NY
Bank of America - Clifton Park
518.383.3037
1 Clifton Country Rd
Clifton Park, NY
Citizens Bank - E. Greenbush / Wal-Mart
518-283-4213
279 Troy Rd
E. Greenbush, NY
Citizens Bank - Halfmoon / Wal-Mart
518-373-2339
1549 Route 9
Halfmoon, NY
Citizens Bank - Loudonville
518-489-1867
265 Osborne Road
Loudonville, NY
Bruce Gaynor
6 Tower Place
Albany, NY
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Living off campus can be a lot of fun, and a great learning experience. But, it can also be expensive. If this is your first year living off campus you may be in for a shock. Everything costs than you thought.

Buy a used bike. A beat-up bike will get you wherever you need to go, probably won’t get stolen, and save you a fair amount in gas costs and parking permits (both at home and at school).

Buy a dining hall card. This way you won’t have to waste time and money grocery shopping, cooking, and doing dishes. You can visit your friends while you eat, and you can actually do your shopping at school. Dining halls usually have a fair sampling of fruit, bagels, and cereal. Bring a few Tupperware containers and your dinner at the dining hall has just provided your breakfast at home.

Free connections. You may not believe me, but the Internet is not one of life’s basic necessities. When it comes to either paying your water bill or your wireless bill, water should win. So, either use the Internet only when you’re at school or move into an apartment building where wireless or DSL is included. Same goes for cable.

Fun without funds. Check out free campus events, including movie screenings, plays, and lectures.

Shop smart. Hit the discount stores. And I’m not talking about Target or WalMart. I’m speaking of real discount stores—Big Lots or dollar stores. Dishwashing soap, cleaning materials, Tupperware will all be significantly cheaper.


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