Living Off-Campus Cohoes NY

Living off campus can be a lot of fun, and a great learning experience. But, it can also be expensive. If this is your first year living off campus you may be in for a shock. Everything costs than you thought.

Local Companies

Citizens Bank - N. Greenbush / Hannaford
518-283-2611
40 Main Avenue
Wynantskill, NY
TD Bank
518-439-1874
343 Delaware Avenue
Dobbs Ferry, NY
Bank of America - Cohoes
800.432.1000
91 Remsen St
Cohoes, NY
Bank of America - Schenectady
800.432.1000
645 Nott St
Schenectady, NY
William Mack, ChFC, CLU, LTCP
1574 Union Street
Schenectady, NY
HSBC Bank
1.800.975.HSBC (4722)
Price Chopper Supermarket 1963 Altamont Ave
Schenectady, NY
TD Bank
518-373-7047
15 Park Avenue
Clifton Park, NY
Citizens Bank - Albany Downtown/Starbucks
518-447-0151
10 North Pearl Street
Albany, NY
Bank of America - Delmar
800.432.1000
111 Delaware Ave
Delmar, NY
Bruce Gaynor
6 Tower Place
Albany, NY
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Living off campus can be a lot of fun, and a great learning experience. But, it can also be expensive. If this is your first year living off campus you may be in for a shock. Everything costs than you thought.

Buy a used bike. A beat-up bike will get you wherever you need to go, probably won’t get stolen, and save you a fair amount in gas costs and parking permits (both at home and at school).

Buy a dining hall card. This way you won’t have to waste time and money grocery shopping, cooking, and doing dishes. You can visit your friends while you eat, and you can actually do your shopping at school. Dining halls usually have a fair sampling of fruit, bagels, and cereal. Bring a few Tupperware containers and your dinner at the dining hall has just provided your breakfast at home.

Free connections. You may not believe me, but the Internet is not one of life’s basic necessities. When it comes to either paying your water bill or your wireless bill, water should win. So, either use the Internet only when you’re at school or move into an apartment building where wireless or DSL is included. Same goes for cable.

Fun without funds. Check out free campus events, including movie screenings, plays, and lectures.

Shop smart. Hit the discount stores. And I’m not talking about Target or WalMart. I’m speaking of real discount stores—Big Lots or dollar stores. Dishwashing soap, cleaning materials, Tupperware will all be significantly cheaper.


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