Living Off-Campus Centereach NY

Living off campus can be a lot of fun, and a great learning experience. But, it can also be expensive. If this is your first year living off campus you may be in for a shock. Everything costs than you thought.

Local Companies

Chase Bank
(631) 473-6482
385 Route 25a, Ste 5
Miller Place, NY
Capital One
631-499-4600
6080 Jericho Tpke
Commack, NY
Capital One
631-751-1700
64 Main St.
Stony Brook, NY
Donald Conrad
1377 Motor Parkway
Islandia, NY
Matthew Berman
1393 Veterans Memorial Highway
Hauppauge, NY
Chase Bank
(631) 499-6800
6090 Jericho Tpke
Commack, NY
Chase Bank
(631) 422-7982
251 Higbie Ln
West Islip, NY
Capital One
631-878-1900
481 Montauk Hwy
East Moriches, NY
Citizens Bank - W. Babylon SS
631-321-6019
575 W Montauk Highway
West Babylon, NY
Jeffrey Lewis, CFP, ChFC
7 White Deer Court
Huntington, NY
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Living off campus can be a lot of fun, and a great learning experience. But, it can also be expensive. If this is your first year living off campus you may be in for a shock. Everything costs than you thought.

Buy a used bike. A beat-up bike will get you wherever you need to go, probably won’t get stolen, and save you a fair amount in gas costs and parking permits (both at home and at school).

Buy a dining hall card. This way you won’t have to waste time and money grocery shopping, cooking, and doing dishes. You can visit your friends while you eat, and you can actually do your shopping at school. Dining halls usually have a fair sampling of fruit, bagels, and cereal. Bring a few Tupperware containers and your dinner at the dining hall has just provided your breakfast at home.

Free connections. You may not believe me, but the Internet is not one of life’s basic necessities. When it comes to either paying your water bill or your wireless bill, water should win. So, either use the Internet only when you’re at school or move into an apartment building where wireless or DSL is included. Same goes for cable.

Fun without funds. Check out free campus events, including movie screenings, plays, and lectures.

Shop smart. Hit the discount stores. And I’m not talking about Target or WalMart. I’m speaking of real discount stores—Big Lots or dollar stores. Dishwashing soap, cleaning materials, Tupperware will all be significantly cheaper.


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