Living Off-Campus Ballston Spa NY

Living off campus can be a lot of fun, and a great learning experience. But, it can also be expensive. If this is your first year living off campus you may be in for a shock. Everything costs than you thought.

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HSBC Bank
1.800.975.HSBC (4722)
Target 3025 Route 50
Saratoga Springs, NY
Citizens Bank - Altamont Ave./Price Chopper
518-357-2180
1879 Altamont Ave. Suite 2
Shenectady, NY
Citizens Bank - Saratoga / Hannaford
518-587-1400
95 Weibel Avenue
Saratoga Springs, NY
Bank of America - Rotterdam Plaza
800.432.1000
1428 Altamount Ave
Schenectady, NY
William Mack, ChFC, CLU, LTCP
1574 Union Street
Schenectady, NY
HSBC Bank
1.800.975.HSBC (4722)
Clifton Park Center 20 Park Ave
Clifton Park, NY
TD Bank
518-347-0526
2301 Nott Street, E
Niskayuna, NY
Citizens Bank - Schenectady
518-370-7070
501 State Street
Schenectady, NY
Citizens Bank - Latham Farms
518-783-8274
882 New Loudon Road
Latham, NY
Bank of America - Bellevue
800.432.1000
2525 Broadway
Schenectady, NY
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Living off campus can be a lot of fun, and a great learning experience. But, it can also be expensive. If this is your first year living off campus you may be in for a shock. Everything costs than you thought.

Buy a used bike. A beat-up bike will get you wherever you need to go, probably won’t get stolen, and save you a fair amount in gas costs and parking permits (both at home and at school).

Buy a dining hall card. This way you won’t have to waste time and money grocery shopping, cooking, and doing dishes. You can visit your friends while you eat, and you can actually do your shopping at school. Dining halls usually have a fair sampling of fruit, bagels, and cereal. Bring a few Tupperware containers and your dinner at the dining hall has just provided your breakfast at home.

Free connections. You may not believe me, but the Internet is not one of life’s basic necessities. When it comes to either paying your water bill or your wireless bill, water should win. So, either use the Internet only when you’re at school or move into an apartment building where wireless or DSL is included. Same goes for cable.

Fun without funds. Check out free campus events, including movie screenings, plays, and lectures.

Shop smart. Hit the discount stores. And I’m not talking about Target or WalMart. I’m speaking of real discount stores—Big Lots or dollar stores. Dishwashing soap, cleaning materials, Tupperware will all be significantly cheaper.


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