Keeping Tabs on Spending South Ozone Park NY

After students complete their graduation the freedom to spend (lavishly) with their 'own money' is very lucrative and in reality increases multifold. This can be greatly attributed to simple reasons like partying, lending money to friends or not setting up a personal budget.

Local Companies

Hudson Supply of Newark LLC
(973) 578-8333
135 Lafayette St, Penn Station and Devils Arena
Newark, NJ
Lowe's
(718) 249-1151
118 2Nd Avenue
Brooklyn, NY
Herman's Has Everything
800-273-4376
1070 Linwood Street Brooklyn, NY, 11208
Brooklyn, NY
Morales Home Center Express
718-665-8380
2800 Third Ave
Bronx, NY
The Home Depot
(516)823-0700
101 Green Acres Road
Valley Stream, NY
Monster Woodshop
888-506-6678
607 18th Street
Brooklyn, NY
Costello's Ace Hardware
(516) 644-2450
3899 Hempstead Tpke, Pathmark
Bethpage, NY
Fastenal- Brooklyn
718-609-9435
190 West St. Section 1B Brooklyn, NY, 11222
Brooklyn, NY
Morales Department Store
718-299-6668
1862 Jerome Ave
Bronx, NY
Trio Hardware
516-935-8385
1032 C Old Country Rd
Plainview, NY
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After students complete their graduation the freedom to spend (lavishly) with their ‘own money’ is very lucrative and in reality increases multifold. This can be greatly attributed to simple reasons like partying, lending money to friends or not setting up a personal budget.

Most of the young professionals are single, have a busy social life with no financial commitments (except for those who may have to repay college loans); and the common attitude here is to ‘spend’ rather than ‘save’.

Now, as you get familiar with the lines above and are fretting, for having spent those precious dollars, let’s take a look at how best we can overcome this scenario. The traditional process of personal budget management is as follows.

1. First you’ll need to get a final balance on what’s left at this point of time

2. Note down all the payments you need to make during the course of the month, including the approximate dates

3. Note down how much gets credited into your pay account (the exact amount to be noted) – to calculate how much is left.


By now, you’d have made a mental note on your spending pattern and what is likely to be remaining by the end of the month. The only hitch here is the ‘guesswork’ involved in making your own budget sheet.

Online money management tools are an easy option to reduce the effort being put in to make a budget sheet yourself. The best part about having your own personal budget calculator is,

1. That it can never miss any kind of expenses

2. Allows you to manage your budget efficiently by removing the ‘guesswork part’

3. At any given time of the month, you'll know how much money is available for discretionary spending.

These budgeting tools are usually designed to plan for both saving and spending. It’s always worth being cautious about your spending, rather than feeling let down at a later stage.

Make hay while the sun shines; and save up for all the fun you deserve. Happy Saving!


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Online money management

personal budget calculator

budgeting tools

Article Source: http://www.articlesbase.com/personal-finance-articles/keep-a-tab-on-your-spending-to-save-prudently-848576.html