Keeping Tabs on Spending Port Washington NY

After students complete their graduation the freedom to spend (lavishly) with their 'own money' is very lucrative and in reality increases multifold. This can be greatly attributed to simple reasons like partying, lending money to friends or not setting up a personal budget.

Local Companies

Monster Woodshop
888-506-6678
607 18th Street
Brooklyn, NY
Herman's Has Everything
800-273-4376
1070 Linwood Street Brooklyn, NY, 11208
Brooklyn, NY
Costello's Ace Hardware
(631) 694-1100
1102 Broadhollow Rd, Corner of Rte. 110 & Main St.
Farmingdale, NY
The Home Depot
(516)823-0700
101 Green Acres Road
Valley Stream, NY
Kmart 9419 / Cross Merch
(718) 821-2412
66-26 Metropolitan Ave
Middle Vlg, NY
EXOTIC WOODS USA
(631) 651-8651
698 Fort Salonga Rd
Northport, NY
Suburban Mills
631-351-6445
16 Railroad St
Huntington Station, NY
LOWE'S OF ORANGEBURG, NY
845 613-6000
206 ROUTE 303 ORANGEBURG, NY, 10962
Orangeburg, NY
The Home Depot
(516)794-1101
1300-1320 Corporate Dr
Westbury, NY
Lowe's
(845) 613-6000
206 Route 303
Orangeburg, NY
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Author: ajax

After students complete their graduation the freedom to spend (lavishly) with their ‘own money’ is very lucrative and in reality increases multifold. This can be greatly attributed to simple reasons like partying, lending money to friends or not setting up a personal budget.

Most of the young professionals are single, have a busy social life with no financial commitments (except for those who may have to repay college loans); and the common attitude here is to ‘spend’ rather than ‘save’.

Now, as you get familiar with the lines above and are fretting, for having spent those precious dollars, let’s take a look at how best we can overcome this scenario. The traditional process of personal budget management is as follows.

1. First you’ll need to get a final balance on what’s left at this point of time

2. Note down all the payments you need to make during the course of the month, including the approximate dates

3. Note down how much gets credited into your pay account (the exact amount to be noted) – to calculate how much is left.


By now, you’d have made a mental note on your spending pattern and what is likely to be remaining by the end of the month. The only hitch here is the ‘guesswork’ involved in making your own budget sheet.

Online money management tools are an easy option to reduce the effort being put in to make a budget sheet yourself. The best part about having your own personal budget calculator is,

1. That it can never miss any kind of expenses

2. Allows you to manage your budget efficiently by removing the ‘guesswork part’

3. At any given time of the month, you'll know how much money is available for discretionary spending.

These budgeting tools are usually designed to plan for both saving and spending. It’s always worth being cautious about your spending, rather than feeling let down at a later stage.

Make hay while the sun shines; and save up for all the fun you deserve. Happy Saving!


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Online money management

personal budget calculator

budgeting tools

Article Source: http://www.articlesbase.com/personal-finance-articles/keep-a-tab-on-your-spending-to-save-prudently-848576.html