Keeping Tabs on Spending New Paltz NY

After students complete their graduation the freedom to spend (lavishly) with their 'own money' is very lucrative and in reality increases multifold. This can be greatly attributed to simple reasons like partying, lending money to friends or not setting up a personal budget.

Local Companies

Fastenal- Kingston
845-340-1602
101 Smith Avenue Kingston, NY, 12401
Kingston, NY
Scotts Corners Hardware
845-457-5005
1037 State Route 17K
Montgomery, NY
The Home Depot
(845)561-6540
1220 Route 300
Newburgh, NY
Kmart 9462 / Cross Merch
(845) 561-2334
374 Windsor Hwy Rte 32
Vails Gate, NY
Kmart 3372 / Cross Merch
(845) 297-1246
1895 South Road
Poughkeepsie, NY
Williams Lumber Inc
(845) 266-3435
1900 Salt Point Turn Pike
Salt Point, NY
LOWE'S OF POUGHKEEPSIE, N. Y.
845 298-4720
GALLERIA MALL 790 SOUTH RD POUGHKEEPSIE, NY, 12601
Poughkeepsie, NY
The Home Depot
(845)896-0824
450 State Route 9
Fishkill, NY
Lowe's
(845) 298-4720
1941 South Road
Poughkeepsie, NY
Newburgh Mall
(845) 566-2300
1401 Route 300
Newburgh, NY

Provided By:

Author: ajax

After students complete their graduation the freedom to spend (lavishly) with their ‘own money’ is very lucrative and in reality increases multifold. This can be greatly attributed to simple reasons like partying, lending money to friends or not setting up a personal budget.

Most of the young professionals are single, have a busy social life with no financial commitments (except for those who may have to repay college loans); and the common attitude here is to ‘spend’ rather than ‘save’.

Now, as you get familiar with the lines above and are fretting, for having spent those precious dollars, let’s take a look at how best we can overcome this scenario. The traditional process of personal budget management is as follows.

1. First you’ll need to get a final balance on what’s left at this point of time

2. Note down all the payments you need to make during the course of the month, including the approximate dates

3. Note down how much gets credited into your pay account (the exact amount to be noted) – to calculate how much is left.


By now, you’d have made a mental note on your spending pattern and what is likely to be remaining by the end of the month. The only hitch here is the ‘guesswork’ involved in making your own budget sheet.

Online money management tools are an easy option to reduce the effort being put in to make a budget sheet yourself. The best part about having your own personal budget calculator is,

1. That it can never miss any kind of expenses

2. Allows you to manage your budget efficiently by removing the ‘guesswork part’

3. At any given time of the month, you'll know how much money is available for discretionary spending.

These budgeting tools are usually designed to plan for both saving and spending. It’s always worth being cautious about your spending, rather than feeling let down at a later stage.

Make hay while the sun shines; and save up for all the fun you deserve. Happy Saving!


About the Author:

Online money management

personal budget calculator

budgeting tools

Article Source: http://www.articlesbase.com/personal-finance-articles/keep-a-tab-on-your-spending-to-save-prudently-848576.html

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