Keeping Tabs on Spending New Paltz NY

After students complete their graduation the freedom to spend (lavishly) with their 'own money' is very lucrative and in reality increases multifold. This can be greatly attributed to simple reasons like partying, lending money to friends or not setting up a personal budget.

Local Companies

Williams Lumber Inc
(845) 221-2751
908 Route 82
Hopewell Junction, NY
Fastenal- Kingston
845-340-1602
101 Smith Avenue Kingston, NY, 12401
Kingston, NY
LOWE'S OF POUGHKEEPSIE, N. Y.
845 298-4720
GALLERIA MALL 790 SOUTH RD POUGHKEEPSIE, NY, 12601
Poughkeepsie, NY
The Home Depot
(845)336-4575
1122 Ulster Ave
Kingston, NY
Hudson Valley Mall
(845) 382-7255
1300 Ulster Ave Ste 360
Kingston, NY
Williams Lumber Inc
(845) 698-1004
4246 Albany Post Rd
Hyde Park, NY
Lowe's
(845) 834-5000
650 Route 299
Highland, NY
Lowe's of Lloyd
845-834-5000
650 Route 299 Highland, NY, 12528
Highland, NY
A & M Hardware
845-626-2788
Rt 209
Accord, NY
Kmart 9462 / Cross Merch
(845) 561-2334
374 Windsor Hwy Rte 32
Vails Gate, NY

Provided By:

Author: ajax

After students complete their graduation the freedom to spend (lavishly) with their ‘own money’ is very lucrative and in reality increases multifold. This can be greatly attributed to simple reasons like partying, lending money to friends or not setting up a personal budget.

Most of the young professionals are single, have a busy social life with no financial commitments (except for those who may have to repay college loans); and the common attitude here is to ‘spend’ rather than ‘save’.

Now, as you get familiar with the lines above and are fretting, for having spent those precious dollars, let’s take a look at how best we can overcome this scenario. The traditional process of personal budget management is as follows.

1. First you’ll need to get a final balance on what’s left at this point of time

2. Note down all the payments you need to make during the course of the month, including the approximate dates

3. Note down how much gets credited into your pay account (the exact amount to be noted) – to calculate how much is left.


By now, you’d have made a mental note on your spending pattern and what is likely to be remaining by the end of the month. The only hitch here is the ‘guesswork’ involved in making your own budget sheet.

Online money management tools are an easy option to reduce the effort being put in to make a budget sheet yourself. The best part about having your own personal budget calculator is,

1. That it can never miss any kind of expenses

2. Allows you to manage your budget efficiently by removing the ‘guesswork part’

3. At any given time of the month, you'll know how much money is available for discretionary spending.

These budgeting tools are usually designed to plan for both saving and spending. It’s always worth being cautious about your spending, rather than feeling let down at a later stage.

Make hay while the sun shines; and save up for all the fun you deserve. Happy Saving!


About the Author:

Online money management

personal budget calculator

budgeting tools

Article Source: http://www.articlesbase.com/personal-finance-articles/keep-a-tab-on-your-spending-to-save-prudently-848576.html

Related Articles
- Getting out of Debt New Paltz NY
Many people seek effective ways for getting out of debt quickly. Unfortunately, there is no easy way to achieve this and it cannot be done overnight (unless if you win a lottery). Many people are really deep in debt and they feel that their situation is completely hopeless.
- How College Students Can Save On Gas New Paltz NY
- Home Budgeting New Paltz NY
- Preparing for a Job Loss New Paltz NY
- Steps for Getting Out of Debt New Paltz NY
- Flexible Spending Accounts (Section 125) New Paltz NY
- Tips on Debt Management New Paltz NY
- Combating Credit Card Spending Habits New Paltz NY
- Premium Only Plan (Section 125) New Paltz NY