Keeping Tabs on Spending Middle Village NY

After students complete their graduation the freedom to spend (lavishly) with their 'own money' is very lucrative and in reality increases multifold. This can be greatly attributed to simple reasons like partying, lending money to friends or not setting up a personal budget.

Local Companies

Lucky Hardware Inc
(201) 436-8210
160 Broadway
Bayonne, NJ
Fastenal- Yonkers
914-378-0901
200 Saw Mill River Rd Yonkers, NY, 10701
Yonkers, NY
Decorama Bldg & Plb Supply Inc
718-651-1800
1233 Metropolitan Ave
Brooklyn, NY
The Home Depot
(201)262-3344
520 Route 17 North
Paramus, NJ
Bronx-Fordham Rd
(718) 817-7300
404 E Fordham Road
Bronx, NY
Monster Woodshop
888-506-6678
607 18th Street
Brooklyn, NY
BRUCKNER LUMBER & BUILDING SUPPLY
(718) 585-8787
259 Bruckner Blvd Bronx, NY, 10454
Bronx, NY
Shields Hardware
516-767-0300
267-271 Main St
Port Washington, NY
The Home Depot
(201)521-9437
440 Route 440
Jersey City, NJ
The Home Depot
(516)997-9595
86 Jericho Turnpike
Jericho, NY
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After students complete their graduation the freedom to spend (lavishly) with their ‘own money’ is very lucrative and in reality increases multifold. This can be greatly attributed to simple reasons like partying, lending money to friends or not setting up a personal budget.

Most of the young professionals are single, have a busy social life with no financial commitments (except for those who may have to repay college loans); and the common attitude here is to ‘spend’ rather than ‘save’.

Now, as you get familiar with the lines above and are fretting, for having spent those precious dollars, let’s take a look at how best we can overcome this scenario. The traditional process of personal budget management is as follows.

1. First you’ll need to get a final balance on what’s left at this point of time

2. Note down all the payments you need to make during the course of the month, including the approximate dates

3. Note down how much gets credited into your pay account (the exact amount to be noted) – to calculate how much is left.


By now, you’d have made a mental note on your spending pattern and what is likely to be remaining by the end of the month. The only hitch here is the ‘guesswork’ involved in making your own budget sheet.

Online money management tools are an easy option to reduce the effort being put in to make a budget sheet yourself. The best part about having your own personal budget calculator is,

1. That it can never miss any kind of expenses

2. Allows you to manage your budget efficiently by removing the ‘guesswork part’

3. At any given time of the month, you'll know how much money is available for discretionary spending.

These budgeting tools are usually designed to plan for both saving and spending. It’s always worth being cautious about your spending, rather than feeling let down at a later stage.

Make hay while the sun shines; and save up for all the fun you deserve. Happy Saving!


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Online money management

personal budget calculator

budgeting tools

Article Source: http://www.articlesbase.com/personal-finance-articles/keep-a-tab-on-your-spending-to-save-prudently-848576.html