How to Understand a N.I.N.J.A. Mortgage Rockaway Park NY

The N.I.N.J.A. mortgage is "No-Income-No-Job-or-Assets" loan. A related mortgage is the N.I.N.A. "No-Income-No-Assets" loan. Learn to avoid them unless you want non-fixed rates that may rise like a rocket...

Local Companies

Chase Bank
(212) 410-2310
126 E 86th St
New York, NY
Helen Beichel
1133 Park Place
Brooklyn, NY
Positive Services Inc
2 Mott Street
Century 21 Tulip Realty
145 Tulip Avenue
Continental Home Loans Inc
(718) 217-7266
21947 Jamaica Ave
Queens Village, NY
Chase Bank
(516) 756-5676
138 Hillside Ave
Williston Park, NY
Washington Mutual Union City
3900 Bergenline Avenue
Union City, NJ
Win-Win Mortgage Services LLC
3907 Prince Street
CitiMortgage Inc.
90 Park Ave
Castle Funding
3747 82nd Street
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OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.
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