How to Understand a N.I.N.J.A. Mortgage Ridgewood NY

The N.I.N.J.A. mortgage is "No-Income-No-Job-or-Assets" loan. A related mortgage is the N.I.N.A. "No-Income-No-Assets" loan. Learn to avoid them unless you want non-fixed rates that may rise like a rocket...

Local Companies

Wells Fargo - Centuck
914-779-4422
598 Tuckahoe Rd
Yonkers, NY
Allstate Insurance Sean Cohen
(718)353-3500
152-20 Northern Blvd
Flushing, NY
Commercial And Residental Loans
(718)291-1360
87 -01 Midland Pkwy #ib
Jamaica, NY
Helen Beichel
1133 Park Place
Brooklyn, NY
1st United Mortgage Banking Corporation
(718)347-2300
61 Jericho Turnpike
JERICHO, NY
Chase Bank
(212) 234-5194
300 W 135th St
New York, NY
Regency Financial Services And Investments Inc
(718)824-6670
121 Westchester Square
Bronx, NY
Priority Agency Inc
(718)888-1065
41 -03 162nd St
Flushing, NY
M And T Mortgage Corporation
(718)845-2300
9714 101st Avenue
Ozone Park, NY
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
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OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.
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