How to Understand a N.I.N.J.A. Mortgage Peekskill NY

The N.I.N.J.A. mortgage is "No-Income-No-Job-or-Assets" loan. A related mortgage is the N.I.N.A. "No-Income-No-Assets" loan. Learn to avoid them unless you want non-fixed rates that may rise like a rocket...

Local Companies

Citizens Bank - Ossining SS
914-945-7181
246 South Highland Ave.
Ossining, NY
Finkelstein And Frum
(914)277-2277
101 Village Square
Somers, NY
Mr. Jonathan P. Delo (RFC®), CFP
845 893 0073
200 Business Park Dr Ste 308
Armonk, NY
Union Federal Mortgage Corporation
(845)624-3200
25 Smith Street
NANUET, NY
First Village Equities Inc
(914)332-1170
220 White Plains Road Suite 360
TARRYTOWN, NY
Citizens Bank - White Plains
914-761-9154
200 Mamaroneck Ave
White Plains, NY
Jones Mortgage Group
(845)228-0961
73 Gleneida Avenue
Carmel, NY
Jared Cutler
611 Pondside Drive
White Plains, NY
WMC Mortgage Company
(845)680-3000
1 Ramland Road
ORANGEBURG, NY
International Mortgage Services
(914)682-2000
50 Main Street
WHITE PLAINS, NY
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OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.
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