How to Understand a N.I.N.J.A. Mortgage Pearl River NY

The N.I.N.J.A. mortgage is "No-Income-No-Job-or-Assets" loan. A related mortgage is the N.I.N.A. "No-Income-No-Assets" loan. Learn to avoid them unless you want non-fixed rates that may rise like a rocket...

Local Companies

Chase Bank
(914) 251-3302
2900 Westchester Avenue
Purchase, NY
Lakeland Bank
(973)839-2880
Cedar Crest Village
Pompton Lakes, NJ
Jared Cutler
611 Pondside Drive
White Plains, NY
Mr. Salim George Salloum (RFC®), MBA
937 389 9593
35 Teak Rd
Wayne, NJ
Mercadante Louis J CPA
(914)948-1976
14 Madison Avenue Suite 101
VALHALLA, NY
TD Bank
(914) 834-0953
1289 Boston Post Road
Larchmont, NY
Ksi Funding
(201)712-0042
17 Arcadian Av
Maywood, NJ
Interchange Bank
(201)703-2265
517 Cedar Lane
Teaneck, NJ
Mr. Jonathan P. Delo (RFC®), CFP
845 893 0073
200 Business Park Dr Ste 308
Armonk, NY
Mike Multiservices Inc
(718)731-2100
140 West Burnside Avenue
BRONX, NY
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OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.
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