How to Understand a N.I.N.J.A. Mortgage Nyack NY

The N.I.N.J.A. mortgage is "No-Income-No-Job-or-Assets" loan. A related mortgage is the N.I.N.A. "No-Income-No-Assets" loan. Learn to avoid them unless you want non-fixed rates that may rise like a rocket...

Local Companies

Ifc Inc
(201)845-8300
52 Forest Ave
Paramus, NJ
Jared Cutler
611 Pondside Drive
White Plains, NY
Mr. Salim George Salloum (RFC®), MBA
937 389 9593
35 Teak Rd
Wayne, NJ
Countrywide Home Loans
888-300-5060
Mamaroneck, NY
Across Nations Mortgage Banker
(201)541-4101
282 Grand Av
Englewood, NJ
Chase Bank
(914) 251-3302
2900 Westchester Avenue
Purchase, NY
The Bank Of New York Rockland Division Banking Offices Pearl River
(845)735-4844
1 East Central Avenue
Pearl River, NY
Mr. Jonathan P. Delo (RFC®), CFP
845 893 0073
200 Business Park Dr Ste 308
Armonk, NY
Anchor Mortgage Services Inc Mortgage Department
201-628-5000
Wayne, NJ
Countrywide Home Loans
(201)242-3900
2050 Center Av
Fort Lee, NJ
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OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.
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