How to Understand a N.I.N.J.A. Mortgage New Paltz NY

The N.I.N.J.A. mortgage is "No-Income-No-Job-or-Assets" loan. A related mortgage is the N.I.N.A. "No-Income-No-Assets" loan. Learn to avoid them unless you want non-fixed rates that may rise like a rocket...

Local Companies

Bank of America - Poughkeepsie
800.432.1000
45 Market St
Poughkeepsie, NY
Hudson Valley Abstract Co Inc
(845)255-0007
7 Innis Avenue
New Paltz, NY
Fleet Mortgage
(914)897-5033
300 Westage Business Ctr 4th Fl
FISHKILL, NY
Ameriquest Mortgage Company
(845)485-8836
2649 South Road
POUGHKEEPSIE, NY
Hudson Valley Federal Credit Union
(845) 463-3011
159 Barnegat Rd
Poughkeepsie, NY
HSBC Bank
1.800.975.HSBC (4722)
New Hackensack Rd 1555 Route 9
Wappingers Falls, NY
Citizens Bank - Fishkill
845-896-7910
463 Route 9
Fishkill, NY
Colony Mortgage Company - Fax
845-223-7278
Hopewell Junction, NY
Cornerstone Funding CO
(845)562-0066
5020 Route 9W
NEWBURGH, NY
Residential Home Funding Corporation
(888) 894-3793
1100 Route 55
Lagrangeville, NY

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- How to Lock in a Mortgage Rate New Paltz NY
OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.
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