How to Understand a N.I.N.J.A. Mortgage Nanuet NY

The N.I.N.J.A. mortgage is "No-Income-No-Job-or-Assets" loan. A related mortgage is the N.I.N.A. "No-Income-No-Assets" loan. Learn to avoid them unless you want non-fixed rates that may rise like a rocket...

Local Companies

Ameriquest Mortgage Company
(973)812-8211
65 Willowbrook Boulevard
Wayne, NJ
Cottage Abstract Company
(914)682-3684
110 Drive Martin Luther Kin
White Plains, NY
Mr. Jonathan P. Delo (RFC®), CFP
845 893 0073
200 Business Park Dr Ste 308
Armonk, NY
First Jersey Mortgage Svcs Inc
973-591-1123
Passaic, NJ
Lending Resource Inc
(914)576-7900
271 North Avenue Suite 703
NEW ROCHELLE, NY
Chase Bank
(914) 251-3302
2900 Westchester Avenue
Purchase, NY
Allstate Insurancecesar Carranza Agency
(914)993-3300
54 Lake St
White Plains, NY
Jared Cutler
611 Pondside Drive
White Plains, NY
Mr. Salim George Salloum (RFC®), MBA
937 389 9593
35 Teak Rd
Wayne, NJ
Challenge Mortgage
(201)461-1300
1605 John
Fort Lee, NJ
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OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.
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