How to Understand a N.I.N.J.A. Mortgage Mahopac NY

The N.I.N.J.A. mortgage is "No-Income-No-Job-or-Assets" loan. A related mortgage is the N.I.N.A. "No-Income-No-Assets" loan. Learn to avoid them unless you want non-fixed rates that may rise like a rocket...

Local Companies

Allstate Insurancefuentes Ins Agency Inc
(914)736-3000
2241 Crompond Rd
Cortlandt Manor, NY
Highland Falls Federal Savings And Loan Association
(845)446-4711
252 Main Street
Highland Falls, NY
Citifinancial
(203)775-0848
143 Federal Road
Brookfield, CT
Tip Top Properties- Ltd.
(914)944-0355
PO Box 1852
BRIARCLIFF MANOR, NY
Household International
(914)737-1616
50 Dayton Lane
PEEKSKILL, NY
Chase Bank
(914) 276-2222
Rte 100 & 202- Somerstown Ctr
Somers, NY
Allstate Insurance George D. Berry
(845)429-7700
75 Ramapo Rd
Garnerville, NY
Mr. Jonathan P. Delo (RFC®), CFP
845 893 0073
200 Business Park Dr Ste 308
Armonk, NY
Allstate Insurance Tony S Porcheddu
(203)968-2555
1492 High Ridge #4
Stamford, CT
Putnam Funding LLC
(845)621-1100
97 Oak Ridge Circle
MAHOPAC, NY
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OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.
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