How to Understand a N.I.N.J.A. Mortgage Jackson Heights NY

The N.I.N.J.A. mortgage is "No-Income-No-Job-or-Assets" loan. A related mortgage is the N.I.N.A. "No-Income-No-Assets" loan. Learn to avoid them unless you want non-fixed rates that may rise like a rocket...

Local Companies

Elite Mortgage Group Inc
(201)941-4444
313 Broad Avenue
Ridgefield, NJ
Baci Brokerage Inc
(718)658-2224
8346 Parsons Blvd
Jamaica, NY
Helen Beichel
1133 Park Place
Brooklyn, NY
North Fork Bank - Branches- Glendale
(718)497-5000
70 Myrtle Avenue # 24
BROOKLYN, NY
John Turis Enterprises
(718)692-2010
4709 Avenue North
BROOKLYN, NY
Washington Mutual Bank Locations Paramus
(609)265-1351
312 Forest Avenue
Paramus, NJ
A R S Abstract Limited
(516)326-9042
3612 34th Avenue
Astoria, NY
Grand Metro Services Inc.
(212)226-2288
5 Division Street 2nd Floor
New York, NY
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
Merrimax Capital CO
(718)645-3050
1912 Avenue M
BROOKLYN, NY
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OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.
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