How to Understand a N.I.N.J.A. Mortgage Fredonia NY

The N.I.N.J.A. mortgage is "No-Income-No-Job-or-Assets" loan. A related mortgage is the N.I.N.A. "No-Income-No-Assets" loan. Learn to avoid them unless you want non-fixed rates that may rise like a rocket...

Local Companies

Chautauqua Abstract Co Main Office
(716)753-2149
25 East Chautauqua Street
Mayville, NY
Franklin Note And Mortgage Co.
(716)934-3181
209 Central Ave
Silver Creek, NY
B And C Tax Bookkeeping Service
(716)326-3386
61 East Main Street
Westfield, NY
Jamestown Savings Bank
(716)753-2250
29 South Erie Street
MAYVILLE, NY
Community Bank NA - Silver Creek Office
(716)934-2628
228 Central Avenue
SILVER CREEK, NY
Johnson Mackowiak Moore And Myott Llp
(716)672-4770
70 East Main Street
Fredonia, NY
Network Title Agency Of Ny
(716)269-7676
1 North Erie Street
Mayville, NY
M And W Agency Inc
(716)988-3246
213 Pine Street
South Dayton, NY
Cooke John A Cpa
(716)326-7800
105 East Main Street
Westfield, NY
Farmers'' Production Credit Assoation
(716)753-2144
28 East Chautauqua Street
MAYVILLE, NY

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OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.
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