How to Understand a N.I.N.J.A. Mortgage Floral Park NY

The N.I.N.J.A. mortgage is "No-Income-No-Job-or-Assets" loan. A related mortgage is the N.I.N.A. "No-Income-No-Assets" loan. Learn to avoid them unless you want non-fixed rates that may rise like a rocket...

Local Companies

Bank of America - Leonia
800.432.1000
301 Fort Lee Rd
Leonia, NJ
Helen Beichel
1133 Park Place
Brooklyn, NY
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
Layton Fairmount Corporation
(201)227-8484
445 N. Woodland Street
Englewood, NJ
Action Mortgage
(631)421-2770
180-A Depot Road
HUNTINGTON STATION, NY
HSBC Bank
1.800.975.HSBC (4722)
4395 White Plains Road
Bronx, NY
Dinegarschneiderreaccug
(718)423-1300
22-77 Francis Lewis Blvd 25-77 Francis Lewis Blvd
Flushing, NY
Jeffrey Lewis, CFP, ChFC
7 White Deer Court
Huntington, NY
Mr. Michael J. Goldsmith (RFC®), LUTCF
516 541 0111
549 Broadway Street Suite 201
Massapequa, NY
Community Preservation Corporation
(516)364-4800
6851 Jericho Turnpike
SYOSSET, NY
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OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.
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