How to Understand a N.I.N.J.A. Mortgage Floral Park NY

The N.I.N.J.A. mortgage is "No-Income-No-Job-or-Assets" loan. A related mortgage is the N.I.N.A. "No-Income-No-Assets" loan. Learn to avoid them unless you want non-fixed rates that may rise like a rocket...

Local Companies

Avco Financial Services
(201)332-5068
840 Bergen Avenue
Jersey City, NJ
Helen Beichel
1133 Park Place
Brooklyn, NY
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
1st 2nd Mortgage Co Of New Jersey
(201)816-8269
50 Spring Street
Cresskill, NJ
Balakhane Financial Real Estate Group LLC
(212)499-0834
51 East 42nd Street
NEW YORK, NY
Wells Fargo - Port Washington
516-883-8311
19 Soundview Market Pl
Port Washington, NY
Childs Murphy Kuehn And Cesiro Incorporated Insurnce
(516)354-0011
8 Verbena Avenue
Floral Park, NY
Jeffrey Lewis, CFP, ChFC
7 White Deer Court
Huntington, NY
Mr. Michael J. Goldsmith (RFC®), LUTCF
516 541 0111
549 Broadway Street Suite 201
Massapequa, NY
Northside Mortgage
(631)424-1116
115 Broadhollow Road
MELVILLE, NY
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OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.
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