How to Understand a N.I.N.J.A. Mortgage Elmont NY

The N.I.N.J.A. mortgage is "No-Income-No-Job-or-Assets" loan. A related mortgage is the N.I.N.A. "No-Income-No-Assets" loan. Learn to avoid them unless you want non-fixed rates that may rise like a rocket...

Local Companies

Helen Beichel
1133 Park Place
Brooklyn, NY
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
Apple Mortgage Corp Inc
201-610-1060
Jersey City, NJ
United Realty Service Inc
(718)405-2266
2725 Cruger Avenue Apt 2F
BRONX, NY
Interstate Home Loan Center Inc
(516) 938-0022
535 Broadhollow Rd Ste A2
Melville, NY
Coverex Corporate Risk
(516)357-9292
666 Old Country Rd
Garden City, NY
Jeffrey Lewis, CFP, ChFC
7 White Deer Court
Huntington, NY
Mr. Michael J. Goldsmith (RFC®), LUTCF
516 541 0111
549 Broadway Street Suite 201
Massapequa, NY
Bio Balance Corp
212-679-7778
New York, NY
Mortgage Shop
(718)621-7555
7115 13th Avenue
BROOKLYN, NY
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OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.
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