How to Understand a N.I.N.J.A. Mortgage Cohoes NY

The N.I.N.J.A. mortgage is "No-Income-No-Job-or-Assets" loan. A related mortgage is the N.I.N.A. "No-Income-No-Assets" loan. Learn to avoid them unless you want non-fixed rates that may rise like a rocket...

Local Companies

Bank of America - Century Mall
800.432.1000
900 Central Ave
Albany, NY
Bank of America - East Greenbush Price Chopper
800.432.1000
501 Columbia Turnpike
Rensselaer, NY
Berkshire Bank
518-348-6523
Clifton Park, NY
Northgate Funding CO
(518)690-2030
621 Columbia Street Suite 2
COHOES, NY
A A Capital Inc
(518)464-9339
20 Pitch Pine Road
ALBANY, NY
Citizens Bank - Fifth Ave / Troy
518-272-3611
1818 5th Ave / PO Box 628
Troy, NY
Bank of America - Cohoes
800.432.1000
91 Remsen St
Cohoes, NY
Capital Region Ins Agcy
(518)456-8965
421 New Karner Rd
Albany, NY
Streamline Mortgage
(518)452-6480
1717 Central Av
ALBANY, NY
Edge Real Estate & Financial SVCS
(518)233-1700
1 Bent Pine Hollow
CLIFTON PARK, NY

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- How to Lock in a Mortgage Rate Cohoes NY
OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.
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