How to Understand a N.I.N.J.A. Mortgage Clifton Park NY

The N.I.N.J.A. mortgage is "No-Income-No-Job-or-Assets" loan. A related mortgage is the N.I.N.A. "No-Income-No-Assets" loan. Learn to avoid them unless you want non-fixed rates that may rise like a rocket...

Local Companies

Bank of America - Watervliet
800.432.1000
1400 Second Ave
Watervliet, NY
Cool Insuring Agency Inc
(518)783-5567
784 Troy Schenectady Road
Latham, NY
Nbt Bank Branches
(518)584-5338
402 Maple Avenue
Saratoga Springs, NY
Citifinancial
(518)452-4711
1892 Central Avenue
ALBANY, NY
Century Health Capital Inc
(518) 583-1667
358 Broadway Ste 401
Saratoga Springs, NY
Citizens Bank - Pine Hills
518-489-8953
501 Western Avenue
Albany, NY
Capital Region Ins Agcy
(518)456-8965
421 New Karner Rd
Albany, NY
Hart Joyce R Insurance Agency
(518)785-7286
301 Old Niskayuna Rd
Latham, NY
We Do Tough Loans
(518)687-0025
561 Congress
TROY, NY
Homestead Funding Corp
(518) 373-0814
1407 Route 9
Clifton Park, NY

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- How to Lock in a Mortgage Rate Clifton Park NY
OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.
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