How to Understand a N.I.N.J.A. Mortgage Bellerose NY

The N.I.N.J.A. mortgage is "No-Income-No-Job-or-Assets" loan. A related mortgage is the N.I.N.A. "No-Income-No-Assets" loan. Learn to avoid them unless you want non-fixed rates that may rise like a rocket...

Local Companies

Helen Beichel
1133 Park Place
Brooklyn, NY
Mr. Monroe M. Diefendorf (RFC®), CFP, CHFC, CLU
516 759 3900
152 Forest Ave.
Locust Valley, NY
Upland Financial Equities
(718)353-2974
3915 Main Street Suite 301
FLUSHING, NY
Done Deal Mortgage Corporation
(718)904-7200
3800 East Tremont Avenue
BRONX, NY
Citibank N.A.
(718)597-0560
1010 Morris Park Avenue
BRONX, NY
Capital One
201-420-2950
4714 Park Ave
Weehawken, NJ
Jeffrey Lewis, CFP, ChFC
7 White Deer Court
Huntington, NY
Mr. Michael J. Goldsmith (RFC®), LUTCF
516 541 0111
549 Broadway Street Suite 201
Massapequa, NY
Guaranteed Home Mortgages
(914)699-9395
105 Stevens Avenue Lbby
MOUNT VERNON, NY
Cool Kids Inc
(212)785-2320
90 Washington
NEW YORK, NY
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OK. You've spent weeks, maybe months shopping around for a mortgage--filling out forms on the internet, waiting on hold on the phone, dropping off paperwork at the local office--but you've finally found a great interest rate with low upfront costs. Then, right before the closing, you get an unwelcome surprise: the interest rate has gone up, or you'll have to pay thousands more in points. How did that happen? While there's no shortage of unscrupulous lenders who try to pull the old bait-and-switch, there are also legitimate reasons why the terms of a mortgage may change from the time you get your quote to the time you're actually ready to buy. You can avoid the surprises, however, with a rate lock-in, also called a rate lock or rate commitment. Here's how.
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